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September 10, 2004     Heritage Florida Jewish News
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September 10, 2004

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SEPTEMBER 10, 2004 PAGE 17 (invest yourself in the work "The High Holidays arevisit, call or letter this year, of the Federation--give a fast approaching. This is asking you to make your page 1 gift, ask others to do the a time when many of uspledge to the Annual Cam- same, commit your time look inward and give seri- paign, answer that question has to reachand your emotions to help- ous thought to the waywith an action. Make your need, not just ingimprove Jewish lives). It that we live our lives. This gift and please, Give Cen- does a world of good (your year, perhaps the Campaign erously." investment touches the lives theme will prompt some to The Jewish Federation of the phrases of Jews locally and around question: 'Am I "Living Gen- Greater Orlando, a central Generously the world)." erously?"'Whenyougetyour voice for Orlando's Jewish community, is the primary fundraising and commu- nity organizing body for Orlando's 30,000-member Jewish community. It sup- ports hundreds of social and humanitarian programs in Greater Orlando and vicinity, in Israel and in 63 countries around the world. The Fed- eration family of constituent agencies includes Central Florida Hillel, Hebrew Day School, Holocaust Memo- riai Resource and Education Center, Jewish Community Center, Jewish Family Ser- vices, Kinneret Council on Aging and T.O.P. Jewish Foundation. from page 2 adjusted gross income, with cash. There are three invest- donor receives more money an additional five-year carry ment choices for a TOP donor backintaxes.Additionally, the Use up to $3,000forward, advised fund, each providing money given to TOP Jewish against ordinaryWhen consideringadona- potentially tax-flee invest- Foundation is invested, tax- that, tion of appreciated securities mentgains.Themanagement free, growing the charitable appreciated se- remember to use shares that feeschargedtoadministerthe dollars for future donations. to be donated have been owned for more donor advised fund are com- Donor advised philan- the securities than oneyear toqualify fora parable or more inexpensive thropic funds are a cost-ef- Foundation deduction. If the shares have than for-profit entities offer- fective alternative to creat- to sell. By beenacquiredatvariousdates, ing the same services. We'd ing a private foundation or charitable contri- maximize taxsavingsbygiv- recommend a TOP Jewishfamily foundation because assets ingshareswiththelowestcost Foundation donor advised they avoid the set-up and at- basis.Thesamecanbesaidfor fund because it's a good deal torney fees associated private )-foldtax mutual fund shares, that makes sense," say the foundations. Some l~eople will donate Londons. "Our TOP donor advised ~capital their favorite, low-cost-basis Oneideatoconsiderismak- fund makes sense because on the increase in andhighlyappreciatedsecuri- ing a charitable gift that will we now hWe one account for YOUr stock or mutual ties to earn a deduction and cover one's charitable giving giving our charity without then buy the same replace- for two or three years in the the cost and administration for the full mentsharestomaintaintheir future; that way it can exceed ofprivate family foundations. value of the as-position in the market,the itemized limit enabling a Also, we no longer have the date of the gift. "Wecancontributeavariety donortoclaimalargertaxde- hassle of tracking our gifts purposes the ofassetsprovidinguswithpo- ductionintheyearofthegift, or paying pledges - TOP gifts may be tentiallylargertaxdeductions By doing this, the actual cost does all the work," say the up to 30 percent of than the traditional giving of of the gift is less because the Covermans. A minimum of $10,000 is required to create a charitable gift fund or donor advised from page 2 philanthropic fund at the Foundation. The investment ) rely on Federation is irrevocable and the funds do vocational and not allow the donor or some- during the times of their one related to the donor to ,'need for more dollars and its part- now and will con- he at the forefront and national ~nt to establish a Federation gn dollars to leverage millions more for Jews is 41, compared to in private and government 35 for the general population. grants to build services that Nineteen percent of Jews are allow seniors to stay in their 65 or older, compared to 12 own homes, receive adult day percent of the generalpopula- care and Meals-on-Wheels, tion. Overall, American Jews respite care, assisted living spend more time caring for ahd skilled nursing care to the elderly in their family acute medical and end-of- than they do caring for their life care. That also includes children. continuing to work day in, To get involved and assist day out to enable the elderly with the Federation's Annual to live out their lives with Campaign or to make a dona- dignity, tion, contact Nancy Ludin at The Jewish community is 407-645-5933, ext. 239, or aging faster than the general e-mail nancyl@orlandojewi population. The ~nedian age from page 2 social services--a network creative community-based renowned for its innovation, responses to crises and on- tServices; envied for its commitment going issues of hunger and Housing; theto social justice, loved and anti-Semitism. Center; respected for human life. "One gift empowers Hebrew Day "One gift represents rail- the donor to make an ao- lions of dollars raised and impact." Education millions more leveraged to To get involved and assist etc. bring dignity and improved with the Federation's Annual insolidar- quality of life to the elderly Campaign or to make a dona- of Israel, and other vulnerable mem- tion, contact Nancy Ludin at In partnership to bers of our community. 407-645-5933, ext. 239, or "OnegiftenablestheFeder- e-mail nancyl@orlandojewi supports one ation to convene the best and largest and brightest-locally, nationally networks of and internationally- to build Carlos M. Jacinto, M.D~ *Asthma *Hay Fever *Sinusitis *Hives ALLERGY 685 Palm Springs Dr Ste. ID Aitamonte Springs, FL 32701 407-331-6244 receive any income from the money. Donors cannot make gifts from the charitable gift fund that result in any per- sonal benefit, such as buying tickets for a charity ball. Contact TOP Jewish Foun- dation to learn how you can make a charitable gift that helps the community and fits into your overall finan- cial plan. TOP Jewish Foundation is a partnership of three Jew- ish communities that work with organizations and indi- viduals to provide permanent resources through the devel- opment of charitable funds to improve the quality of life in the local communities, Israel and throughout the world. Established in 1980, TOP Jewish Foundation is a 509(a)(3) and 501(c)(3) or- ganization that has pooled hundreds of private donor contributions for investment providing strong earnings available for distribution. Through donor-designated grants, the foundation con- tributes to both Jewish and non-Jewish charities for a broad range of social, cultural and educational initiatives. TOP Jewish Foundation is a constituent agency of the Jewish Federation of Greater Orlando. The Federation is the central voice for Orlando 30,000-member Jewish com- munity and primarily raises funds that support hundreds of social and humanitarian programs in central Florida, in Israel and in 63 countries throughout the world. Other Federation constituent agen- cies include Central Florida Hillel, Hebrew Day School, Holocaust Memorial Resource and Education Center, Jewish Community Center, Jewish Family Services and Kinneret Council on Aging. One phone call isall it takes to learn more about ways to increase cash flow, decrease current income tax burdens -and gain the satisfaction of strengthening the commu- nity through its charities. Call TOP Jewish Foundation Orlando director Damon J. Bradley at 407-277-5413. Sleven Rosenberg, M.D, Jayanthi Ravi, M.D. & ASTHMA 1890 SR 436, STE. 215 Winter Park, FL 32792 407-678-4040 7232 Sand Lake Rd Ste. 100 Orlando, FL 32819 407-370-3705 *Food Allergy *Drug Allergy *Insect Allergy *Eczema ASSOCIATES OF CENTRAL FLORIDA 721 Oak Common Blvd Ste. A Kissimmee, FL 34741 407-931-0990 from page 4 Israel. Tha might [who ' return to that job if to Swallow, but Politics, as well as don't, will Bush Peel off enough to give himself a percentage from certain, of time exists for ) StUmble further on other tines. But thriller in places ,that might be all Sn~all indicator that good news for Bush ' Ignored last week. Israe- in contrast to :gemajor- i Bush to Kerry. wasn't close, this item might be as insignificant as a poll of Frenchmen. But given the possibility of an- other dead heat in Novem- ber--and the fact that there are thousands of Israelis with American citizenship and the ability to cast absentee ballots in their home states--it isn't so trivial. The odds are against a small number of pro-Israel Jewish votes being the differ- ence in the election. But this year, a few cast overseas in, say, Ma'ale Adumim, for ex- ample, might be as decisive as any cast in Palm Beach or Broward counties. Stay tuned. The battle for the Jewish vote isn't over yet. Jonathan S. Tobin is execu- tive editor of the Jewish Expo- nent in Philadelphia. He can be reached via e-mail at: jtobi Read the Jewish Exponent on-line at www.jewishexponent, com. For over 23 years, TooJay's Gourmet Dell has specialized in holiday traditions. Whether you've got a houseful this Rosh Hashanah, or you'll be dining with us, invite TooJay's to your celebration. Our traditional holiday meals are sure to please the entire family. And from our family to yours, we wish you a happy and healthy New Year. REAL. GOOD. FOOD. = al =='Jl:]i:m.le;m'lll;m'1-'vm.'l=a ' Brisket Platter or Half Roasted Chicken $15.95 pp Oven Braised Lamb Shanks or Stuffed Salmon with Emerald Sauce $1e.os oo All entrees include: Glass of Kosher Wine, Gefilte Fish or Chopped Liver, Matzo Ball Soup, Potato Pancake, Carrot Tzimmes, Choice of Dessert - Fresh Fruit Salad, Honey, Almond or Sponge Cake, Macaroons, or Mini Black & Whites. Coffee or Tea. Reservations and orders are now being accepted. SW ORLANDO The Marketplace at Dr. Phillips 407 355-0340 ORLANDO Colonial MarketPlaza 407 894-1718 ALTAMONTE SPRINGS Palm Springs Shopping Center 407 830-1770 LAKE MARY Lake Mary Centre 407 833-0848 EAST ORLANDO Waterford Lakes Town Center 407 249-9475 DOWNTOWN ORLANDO Church Street Station 407 843-8065