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April 26, 2013     Heritage Florida Jewish News
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April 26, 2013

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iii HERITAGE FLORIDA JEWISH NEWS, APRIL 26, 2013 Foot care tips to keep you moving while on vacation The approach of warm could lead to problems," For many Americans, weathermeansmoreAmeri- Caporussosays. spring and summer vaca- canswill be planning their What's more, flip-flops tionsmeantimespentonthe spring and summer get- mean you'll be barefoot beach:Whetheryou'rerelax- aways.Beforeyoustepouton when you step through se- ing in a lounge chair, waiking vacation, APb, offers a few curity--and that can leave on hot sand or frolicking in foothealthtipsfortravelers: your feet exposed to injury the surf, it's important to On the way from sharp edges, uneven protect your feet from the Whether you're flying or surfaces and germs. If shoes singular risks of beach time. driving to your destination, with laces will be too incon- Since most people wear proper footwear is impor- yenient for security lines, flip-flops or sandals on the tanL Knowing you'll have choose comfortable slip-ons beach, don't forget to apply toremoveyourshoestopass that provide a thick, stable sunscreen to your feet. Be through airport security sole. And always wear socks sure to coverthe tops of your screefling may tempt you to through security, feet, the front of your ankles, travel in flip-flops or other Drivers also need to be and even the soles• Limit the footwear that's easy to slip aware of proper footwear on amount of walking you do in off. But travelers should not the road. Choose comfortable bare feet;walking in no shoes foresafetyand support for footwear that minimizes the at all increases your exposure convenience. ' risk of your foot slipping off to sunburn, plantar warts, "Flip-flops are never a a pedal. Never kick off your athlete's foot, ringworm, reat walking shoe, and if shoeswhile driving either; a other infections and even you have to walk long dis- shoe lodged under the brake injury. Never walk barefoot tances from gate to gate or pedal could interfere with in pool areas or locker rooms. from your gate to ground your ability to stop quickly Always pack an extra pair transportation, or if you in an emergency, ofsneakersorwater shoes so have to hurry, flip-flops On thebeach thatifyourshoesgetwetyou can have a dry pair. Wear- ing wet shoes for prolonged periods may lead to bacteria or fungal growth. On the move Sometimes, no matter how careful you are, injuries hap- pen. Wherever your vacation takes you, it pays to pack a foot care bag so that you'll be prepared to treat minor prob- lems that can quickly evolve into major vacation setbacks. Your bag should include: * Sterile bandages for coveting minor cuts and scrapes. * Antibiotic cream to treat minor skin injuries. * Emollient-enriched moisturizer to keep feet hydrated. * Blister pads or moleskins tprevent blisters and protect sore feet if blisters do form. * An anti-inflammatory pain reliever like Motrin orAd- Boomers: Your credit profiles (BPT)l-gestant, check. Sunscreen, check. Antacids, check. So you're going on vacation and your bag is well-stocked with remedies for every illness that could possibly derail yowr Jmd time--hmn sun- Imm Zo zn ulpsct stomach. Wl/ ]mu've taking steps to wesee yo good health on Qtion, don't  fl I111  flwill ft. imapoctant fmr travelers," sms . ph Caponso, a pedEatrist and president d the  Podtfic la'md JUsecia "If your feet hmt or  sustain an ankle injunry, your whole mcalncanbe rumed. Phts, liner fNt health can have a ImUsm&UmmUd offect on mm avmdll wdi-beint." (BPT)Maintaining a gaod mltpue s por- tant i an stas o(iife, even fw bzk boomers who may hzpoffth anddmthe need for big-tidioans. But it's mWzni Zo remember credtosare reed far more th just borrowiznoney, and yon never Imow when an oppoctunity or emergency might pop up here credit s needeL To be sure, maintaining good  can benefit ev- eryone from vacation home shoppers to those seeking cone  kxs, and  can help you acquire financ- ing izl th event that you'd rather use credit than cash. Whatcanbabyboomers do to mintain good credit scores or hnprove lower scores? According to Barrett Burns, president and CEO of VabtageScore Solutions, a credit score model developer, it's a good idea to first check that you even have credit history. "It's actually quite common to have little or no credit history, especially if there's a primary person who handles family financial decisions," says Burns. "This can leave the other spouse without any credit history. Adding the spouse's name to the utility bills, mortgage payments and credit card accounts can help them build credit history, which results in a  Scorn" Once a credit history is established, keep these, tips in mind: * Keep credit accounts active. As children leave the household and retirement looms on the horizoo, many baby boomers seek to sim- plify their finances. What you might not realize is that dosin old credit accounts .with a positive credit his- tory could negatively affect yur  sco, exially if this procure is done all at om,, Irp the older accounts ud use them for small * Kncoun financial in- . it's a ¢onmzon the boom00 qraom to assist their enndchad00n dm bee-tket ems ke matter more now than ever vii to ease tired, swollen feet. * Nail clippers. * Emery board in case of broken nails or rough edges. * Sunscreen to prevent sunburn. * Aloe vera or a similar cream to relieve sunburn. Incase of a serious prob- lem, seek the aid of a po- diatrist-doctors who are specially trained to diagnose and treat ailments of the feet and lower extremities. You can find a podiatrist in your area by visiting APMA's website, "No one wants to spend their vacation with sore feetmor worse yet, at the doctor's office," C#porusso says. "Taking care of your feet while traveling can help ensure your vacation stays on track and the only things you bring home are great memories and souvenirs." tuition, homes and vehicles. Co-signing for a loan affects these generous baby boom- ers' credit accounts as well as their childrens', and the behavior of either can affect the credit scores of both. Be- fore cosigning, consider the length of the loan's terms and have confidence that payment obligations will always be met. * Know how to protect your score, even in disasters. Natural disasters can happen at anytime, and in any loca- tion. Baby boomers who are affected by a natural disaster can ask lenders to flag their • accounts while they get their lives sorted out after the disaster. When lenders flag an account in this manner, the account is no longer used when your credit score is cal- culated. This can have both positive and negative effects• -If you flag an account that has always been paid on time and managedwisely, then that account is likely normally hay- • ing a positive impact to your • score. When it's flagged for a natural disaster then you lose that positive impact, and potentially risk Ioweringyour credit score while it remains flagged• On the other hand, if the account has blemishes, those negative elements will be ignored while the ac- count is flagged, temporarily boosting your score. Unlike other credit scoring models, the VantageScore model will include the flagged accounts if doing so will have a positive influence on the consumer's score. This way a consumer can continue to benefit from the positive impact that ac- count might provide for them. * Review your credit files and your score. By checking to make sure your credit files are accurate and knowing your credit scores, you can make changes to your credit habits, improve your scores, or continue down the path of being a good credit manager. Every boomer should get a copy of his or her credit report annually from each of the national credit reporting companies (Equifax, Experi- an and TransUnion) at www. and review them to be sure they are complete and accurate• To test your knowledge about credit scores and find ways to make improvements in your credit history, visit, which was created by Van- tageScore Solutions along with its partner, Consumer Federation of America. The online quiz is also available in Spanish at www.cred- You never know when you may need tohave your credit score pulled so it's a good idea to continue practicing good credit management habits even if you own your home and your car outright and don't anticipate applying for a loan at any time in the future. For more information about credit scores, visitwww. For Annette P, osch, moving to The Mayflower from St. Petersburg was a family decision. Her daughter, a physical therapist, and her son-in-law, an attorney, wanted her to live closer. "We visited various communities and talked to people who worked in the industry and who had older parents. The Mayflower name kept" coming up,  says Jeannie. "From the first minute of our initial visit here, we knew this was the place. All levels of care are right here." That, as things turned out, was a good thing• Just prior to moving in, Annette broke her arm and wound up going straight to The Mayilower's Health Center, followed by rehab and physical therapy, right on-site. It was a wondedul.experience, she says. The stEff was very gracmus; I was well taken care of.  Now Annette is settled in her new'apartment and couldn't be happier. For her ' ' , daughter, t s a huge relief. "Mom is in good hands, adds Jeannie. She has peace of mind and feels secure. And so do we." if yeurloved on ee,e lgoerm re wight ,vmtl youdo? Call today, and tet' talk aot it: 47.72,t20. MAYFLO00 R www.thernayflower.corn :: 1620 Mayflower Court. : Winter Park, FL 32792 :: 7