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HERITAGE FLORIDA JEWISH NEWS, APRIL 19, 2019 PAGE 3B ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED. The date of first publication of this Notice is Apnl 1 g, 2019. Personal Representative: UNDA S. IVES 402 Allegiance Dnve West Chester, Pennsylvania 19382 Attorney for Personal Representative: KATHLEEN FLAMMIA Florida Bar Number:. 0793515 KATHLEEN FLAMMIA, RA. 2707 W. Fairbanks Ave Suite 110 Winter Park, FL 32789 Telephone: (407) 478-8700 Fax: (407) 478-8701 E-Maih Kathleen@Flammialaw. com Secondary E-Mail: Emmy@ Rammialaw.com April 19, 26, 2019 L 176932 IN THE CIRCUIT COURT FOR ORANGE COUNT~, FLORIDA PROBATE DIVISION Pie No.: 2019-CP- 000962-0 IN RE: ESTATE OF GRACE HELEN WHITE, Deceased. NOTICE TO CREDITORS The administration of the estate of GRACE HELEN WHITE, deceased, whose date of death was February 10, 2019, is pending in the Circuit Court for ORANGE County, Rorida, Probate Division, the address of which is 425 North Orange Avenue, Suite 350, Odendo, FL 32801. The names and addresses of the personal representative and the personal representative's attorney are sot forth below. All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE RRST PUBUCATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and other persons having claims or demands against decedenrs estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE RRST PUBUCATION OF THIS NOTICE. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDEN'FS DATE OF DEATH IS BARRED. The date of first publication of this Notice is April 19, 2019. Personal Representative: REBECCA R. LEINEN 658 Merry Oaks Lane Palmyra, VIrginia 22963 Attomey for Personal Representative: KATHLEEN FLAMMIA Florida Bar Number:. 0793515 FLAMMIA ELDER LAW FIRM 2707 W. Fairbanks Ave Suite 110 Winter Park, FL 32789 Telephone: (407) 478-8700 Fax: (407) 478-8701 E-Maih Kathleen@Rammialaw. corn Secondary E-Mail: Emmy@ Rammialaw.com April 19, 26, 2019 L 176918 IN THE CIRCUIT COURT FOR ORANGE COUN'I'~, FLORIDA PROBATE DIVISION File No.: 2019-CP- 000540-0 Division Probate IN RE: ESTATE OF DAVID LEE RUDOLPH Deceased. NOTICE TO CREDITORS The administration of the estate of David Lee Rudolph, deceased, whose date of death was September 14, 2018, is pending in the Cimuit Court for Orange County, Florida, Probate Division, the address of which is 425 N. Orange Avenue, Suite 355, Orlando, Florida 32801. The names end addresses of the personal representative and the personal representative's attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBUCATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent end other persons having claims or demands against decedent's estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED. The date of first publication of this Notice is April 19, 2019. Personal Representative: Valerie Fraziar 8060 Old Grove Ddve Odando, Flodda 32818 Attorney for Personal Representative: Catherine E. Davey Florida Bar Number: 0991724 P.O. Box 941251 Maitland, FL 32794-1251 Telephone: (407) 645-4833 Fax: (407) 645-4832 E-Mail: cdavey@daveylg.com Secondary E-Mail: stephenie@ daveylg.com April 19, 26, 2019 L 176925 IN THE CIRCUIT COURT FOR ORANGE COUNT~, FLORIDA PROBATE DIVISION File No.: 2018-CP- 003734-0 IN RE: ESTATE OF JUDY ILENE MARTIN, Deceased. NOTICE TO CREDITORS The administration of the estate of JUDY ILENE MARTIN, deceased, whose date of death was October 12, 2018, is pending in the Circuit Court for Orange County, Florida, Probate Division, the address of which is 425 North Orange Avenue, Odando, FL 32801. The names and addresses Of the personal representatives and the personal representatives' attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this Court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and other persons having claims or demands against decedent's estate must file their claims with this Court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBUCATION OF THIS NOTICE. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED. NO13NITHSTANDING THE TIME PERIOD SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED. The date of first publication of this notice is Apd119, 2019. Personal Representatives: /s/Melissa Martin MEUSSA N. MARTIN 5497 Alendaie Court Orlando, FL 32839 /s/Charles B. Brittain CHARLES B. BRII-rAIN 219 Little La Grange Frededksted, Vi 00840 Attomey for Personal Representatives: Trevor Brewer E-Mail Addresses: tbrewer@brawerlong.com ~llison@brewerlong.com Rorida Bar No. 0362920 BrewerLong PLLC 620 N Wymore Rd, Suite 270 Maitland, FL 32751 Telephone: 407-660-2964 April 19, 26, 2019 L 176909 IN THE CIRCUIT COURT IN AND FOR ORANGE COUNTY, FLORIDA PROBATE DIVISION FILE NUMBER: 48-2019-CP-843-O IN RE: ESTATE OF WAYNE A. LACEY Deceased, NOTICE TO CREDITORS TO ALL PERSONS HAVING CLAIMS OR DEMANDS AGAINST THE ABOVE ESTATE: You are notified that a Petition for Administration has been filed in the estate of WAYNE A. LACE-Y, File Number 48-2019-CP-843-O, in the Circuit Court for Orange County, Florida, Probate Division, the address of which is 425 North Orange Avenue, Odando, Florida 32801. The names and addresses of the personal representative and the personal representative's attorney are set forth below. ALL INTERESTED PERSONS ARE NOTIFIED THAT.' All creditors of the decedent and other persons having claims or demands against the decodent's estate, on whom a copy of this notice is served within three months after the date of the first publication of this notice, must file their claims with this Court WITHIN THE LATER OF THREE MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE OR THIRTY DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and persons having claims or demands against the estate of the decedent must file their claims with this Court WITHIN THREE MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. ALL CLAIMS AND DEMANDS NOT SO FILED WILL BE FOREVER BARRED. The date of the first )ublication of this Notice is April 19, 2019. /s/Karen J. Pittmen KAREN J. PI'I-rMAN 6007 State Rt 30 Lake Clear, NY 12945 OLSEN LAW PARTNERS, LLP BY:/s/Thomas R. Olssn THOMAS R. OLSEN, ESQUIRE FLORIDA BAR #328995 2518 Edgewater Drive Odando, Florida 32804 (407) 423-5561 Attorney for Personal Representative April 19, 26, 2019 L 176840 IN THE CIRCUIT COURT FOR ORANGE COUNTY, FLORIDA PROBATE DIVISION File No. 2019-CP- 000939-0 IN RE: ESTATE OF VIJAI KUMAR TIWARI Deceased. NOTICE TO CREDITORS The administration of the estate of Vijai Kumar Tiwa~ deceased, whose date of death was February 17, 2019, is pending in the Circuit Court for Orange County, Florida, Probate Division, the address of which is 425 N Orange Ave, # 340 Oria0do, FL 32801. The names and addresses of the 3ersonal representative and the personal representative's attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent end other persons having claims or demands against decedent's estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBUCATION OF THIS NOTICE. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED. The date of the first 3ublication ofthis Notice is Apd119, 2019. Personal Representative: /s/Shyamal Ved Tiwari SHYAMAL VED TIWARI 250 Ashland Place APT 19C Brooklyn, NY 11217 Attorney for Personal Representative: /s/Betty A Fraeiand Betty A Frealand, Esquire Florida Bar Numben 649351 19735 Quarterly Parkway Orlando, Florida 32833 Telephone: (407) 716-4824 E-Maih attomeybfteeland@ ~mail.com econdary E-Maih bafraelend7@gmail.com April 19, 26, 2019 L 176864 IN THE CIRCUIT COURT FOR ORANGE COUNTY, FLORIDA PROBATE DIVISION File No. 2019-CP- 000939-0 IN RE: ESTATE OF VIJAI KUMAR TIWARI Deceased. NOTICE OF ADMINISTRATION @estate) The administration of the estate of vijai Kumar TnNad, deceased, is pending in the Cimuit Court for Orange County, Rorida, Pmbata Division, the address of which is 425 N Orange Ave, # 340, Orlando, FL 32801, file number 2019-CP-000939-O. The estate is testate and the dates of the decedent's will and any codicils are January 28, 2013. The names end addresses of the personal representative end the personal representative's attorney are set forth below. The fiduciary lawyer-client privilege in Florida Statutes Section 90.5021 applies with respect to the personal representative end any attorney employed by the personal representative. Any interested person on whom a copy of the notice of administration is served is required to file any objection that challenges the validity of he will or any codicils, venue, or urisdiction of the court with the court in the manner provided in the Rorida Probate Rules WITHIN THE TIME REQUIRED BY LAW, which is on or before the date that is 3 months after the date of service of a copy of the Notice of Administration on that person, or those objections are forever barred. The 3-month time pedod may only be extended for estoppel based upon a misstatement by the personal representative regarding the time period within which an objection must be filed. The time period may not be extended for any other reason, including affirmative representation, failure to disclose information, or misconduct by the personal representative or any other person. Unless sooner barred by Section 733.212(3), all objections to the validity of a will, venue, or the jurisdiction of the court must be flied no later than the earlier of the entry of an order of final discharge of the personal representative or 1 year after service of the notice of administration. A petition for determination of exempt property is required to be filed by or on behalf of any person entitled to exempt property under Section 732.402, WITHIN THE TIME REQUIRED BY LAW, which is on or before the later of the date that is 4 months after the date of service of a copy of the Notice of Administration on such person or the date that is 40 days after the date of termination of any proceeding involving the construction, admission to probate, or validity of the will or involving any other matter affecting any part of the exempt property, or the right of such person to exempt property is deemed waived. An election to take an elective share must be filed by or on behalf of the surviving spouse entitled to an elective share under Sections 732.201 - 732.2155 WITHIN THE TIME REQUIRED BY LAW, which is on or before the earlier of the date that is 6 months after the date of service of a copy of the Notice of Administration on the surviving spouse, or an attorney in fact or a guardian of the property of the surviving spouse, or the date that is 2 years after the date of the decedant's death. The time for filing an election to take an elective share may be extended as provided in the Florida Probate Rules. Personal Representative: /s/Shyamal Ved Tiwad SHYAMAL VED TIWARI 250 Ashland Place APT 19C Brooklyn, NY 11217 Attorney for Personal Representative: /s/Betty A Freeland Betty A Freeiend, Esquire Florida Bar Number: 649351 19735 Quarterly Parkway Odendo, Florida 32833 Telephone: (407) 716-4824 E-Mall: attomeybfreelend@ gmail.com Secondary E-Maih bafrseland 7@gmail.com April 19, 26, 2019 L 176865 NON JUDICIAL PROCEEDING TO FORECLOSE CLAIM OF LIEN BY TRUSTEE FILE NO.: 17-002670 AMELIA RESORT CONDOMINIUM ASSOCIATION, INC A FLORIDA CORPORATION, Uenholder, VS. ELBA E. MEDINA, OCTAVlO M. RIVERA Obliger TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Elba E. Medina 3211 Discovery Lane Conroe, TX 77301 Octavio M. Rivera URB QUINTAS DE ALTAMIRA CALLE 6 #60 Juana Diaz 00795 Puerto Rico YOU ARE NOTIFIED that a TRUSTEE'S NON-JUDICIAL PROCEEDING to enfome a Uen has been instituted on the following Timeshare Ownership Interest at Amelia Resort Condominium described as: Unit Week 29, in Unit 28404, an Annual Unit Week in Amelia Resort Condominium, pursuant to the Declaration of Condo- minium as recorded in Of- ficial Records Book 9231, Page 0884, Public Records of Orange County, Flor- ida and all amendments thereof and supplements thereto ('Declaration') The default giving rise to these proceedings is the failure to pay condominium assessments and dues resulting in a Claim' of Uen encumbering the Timeshare Ownership Interest as recorded in the Official Records of Orange County, Rorida. The Obliger has the nght to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obliger has the nght to cure the default and any junior interestholder may redeem its interest, for a minimum period of forty-five (45) days until the Trustee issues the Certificate of Sale. The Uen may be cured by sending certified funds to the Trustee payable to the Lienholder in the amount of $1,949.67, plus times the number of have elapsed since April 9, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. Vaiarie N. Edgecombe Brown, ~nihia David, ESq. Nicholas A. Woo, Esq. Michael E. Cadeton, Esq. David Cramer, Esq. as Trustee pursuant to Fla. Stat. 721.82 R O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Teiecopier: 614-220-5613 April 19, 26, 2019 P 864348 NON JUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE FILE NO.: 17-015043 VSE VISTANA VILLAGES, INC. F/K/A SVO VISTANA VILLAGES, INC A FLORIDA CORPORATION, Uenholder, VS. RICHARD J. HENDEL Obligor TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Richard J. Handel 1614 BALDWIN BLVD Bay Shore, NY 11706 YOU ARE NOTIFIED that a TRUSTEES NON-JUDICIAL PROCEEDING to enforce a Lien has been instituted on the following Timeshare Ownership Interest at St. Augustine Resort Condominium described as: Unit Weak 10, in Unit 26607, an Annual Unit Week in St. Augustine Re- sort Condominium, pursu- ant to the Declaration ,of Condominium as recorded in Official Records Book 9820, Page 1488, Public Records of Orange County, Florida and all amend- ments thereof and supple- ments thereto ('Declara- tion') The default giving rise to these proceedings is the failure to make payments as set forth in the Mortgage encumbenng the Tirceshare Ownership Interest as recorded in the Official Records of Orange County, Florida. The Obligor has the dght to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obligor has the right to cure the default and any junior interest holder may redeem its interest, for a minimum penod of forty- five (45) days until the Trustee issues the Certificate of Sale. The Uen may be cured by sending certified funds to the Trustee payable to the Lienholdar in the amount of $15,563.99, plus interest (calculated by multiplying $4.02 times the number of days that have elapsed since April 15, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. Valarie N. Edgecombe Brown, Esq. Cynthia David, Esq. Nicholas A. Woo, Esq. Michael E. Carleton, Esq. David Cramer, Esq. as Trustee pursuant to Fla. Stat. 721.82 P. O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Telecopier: 614-220-5613 April 19, 26, 2019 P 864556 NON JUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE FILE NO.: 17-026049 PALM FINANCIAL SERVICES, INC. A FLORIDA CORPORATION, Lienholder, vs. ANGELO L. CALDERON, HILDA SONIA CRUZ- CALDERON Obliger TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Angaio L. Calderon 15551 Southwest 152nd Terrace Miami, FL 33187 Hilda Sonia Cruz-Caideron 15551 Southwest 152nd Terrace Miami, FL 33187 YOU ARE NOTIFIED that a TRUSTEE'S NON-JUDICIAL PROCEEDING to anfome a Uen has been instituted on the following Timeshare Ownership Interest at Disney's Animal Kingdom Villas described as: An undivided 0.6753% interest in Unit 90A of the Disney's Animal Kingdom Villas, a leasehold con- dominium (the "Condo- minium"), according to the Declaration of Condomin- ium thereof as recorded in Official Records Book 9077, Page 4252, Public Records of Orange County, Florida and all amend- ments thereto (the 'Decla- ration') The default giving rise to these proceedings is the failure to make payments as set forth in the Mortgage encumbering the Timeshare Ownership Interest as recorded in the Official Records of Orange County, Florida. The Obligor has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obliger has the nght to cure the default and any junior interesthofdar may redeem its interest, for a minimum period of forty- five (45) days until the Trustee issues the Certificate of Sale. The Uen may be cured by sending certified funds to the Trustee payable to the Lienholder in the amount of $27,642.42, plus interest (calculated by multiplying $8.48 times the number of days that have elapsed since March 18, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. s/Vaierie N. Edgecombe Brown Vaiene N. Edgecombe Brown, Esq. Cynthia David, Esq. Nicholas A. Woo, Esq. Michael E. Cadston, Esq. David Cramer, Esq. as Trustee pursuant to Fla. Stat. 721.82 R O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Telecopier: 614-220-5613 April 19, 26, 2019 P 864031 NON JUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE FILE NO.: 17-029180 PALM FINANCIAL SERVICES, INC A FLORIDA CORPORATION, Uenholdar, VS. CALEB CHALMERS, WHITNEY CHALMERS Obligor TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Whitney Chalmera 6616 Cedar Crest Drive North Richland Hills, "rx 76182 Caleb Chalmars 6616 Cedar Crest Ddve North Richlend Hills, rx 76182 YOU ARE NOTIFIED that a TRUSTEES NON-JUDICIAL PROCEEDING to enforce a Lien has been instituted on the following Timeshare Ownership Interest at Disney's Animal Kingdom Villas described as: An undivided 1.3506% interest in Unit 93D of the Disney's Animal Kingdom Villas, a leasehold con- dominium (the "Condo- minium"), according to the Declaration of Condomin- ium thereof as recorded in Official Records Book 9077, Page 4252, Public Records of Orange County, Florida and all amend- ments thereto (the 'Decla- ration') The default giving rise to these proceedings is the failure to make payments as set forth in the Mortgage encumbering the Timeshare Ownership Interest as recorded in the Official Records of Orange County, Florida. The Obliger has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obligor has the right to cure the default end any junior interest holder may redeem its interest, for a minimum period of forty- five (45) days until the Trustee issues the Certificate of Sale. The Uen may be cured by sending certified funds to the Trustee payable to the Lienholder in the amount of $26,390.66, plus interest (calculated by multiplying $8.49 times the number of days that have elapsed since Apdl 9, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. Cynthia David, Esq. Valerie N. Edgecombe Brown, Esq. Nicholas A. Woo, Esq. Michael E. Cadaton, Esq. David Cramer, Esq. as Trustee pursuant to Fla. Stat. 721.82 R O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Telecopier: 614-220- April 19, 26, 2019 P 864381 NON JUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE FILE NO.: 17-029187 PALM FINANCIAL SERVICES, INC A FLORIDA CORPORATION, Uenholder, VS. TIMOTHY E. KEEGAN Obligor TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: 13mothy E. Keegan 715 Udall Road West Is,p, NY 11795 YOU ARE NOTIFIED that a TRUSTEES NON-JUDICIAL PROCEEDING to enfome a Lien has been instituted on the following Timeshare Ownership Interest at Disney's Animal Kingdom VIllas described as: An undivided 1.3506% interest in Unit 93F of the Oisney's Animal Kingdom Villas, a leasehold con- dominium (the "condo- minium"), according to the Declaration of Condomin- ium thereof as recorded in Official Records Book 9077, Page 4252, Public Records of Orange County, Flonda and all amend- ments thereto (the 'Decla- ration') The default giving rise to these proceedings is the failure to make payments as set forth in the Mortgage encumbering the Timeshare Ownership Interest as recorded in the Official Records of Orange County, Florida. The Obliger has the dght to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obligor has the right to cure the default and any junior interestholder may redeem its interest, for a minimum period of forty- five (45) days until the Trustee issues the Certificate of Sale. The Lien may be cured by sending certified funds to the Trustee payable to the Lienholder in the amount of $26,897.71, plus interest (calculated by multiplying $6.29 times the number of days that have elapsed since April 9, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. Cynthia David, Esq. Vaiede N. Edgecombe Brown, Esq. Nicholas A. Woo, Esq. Michael E. Cadeton, Esq. David Cramer, ESCI. as Trustee pursuant to Fla. Stat. 721.82 R O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Telecopier: 614-220-5613 April 19, 26, 2019 P 864345 NON JUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE FILE NO.: 17-029189 PALM FINANCIAL SERVICES, INC A FLORIDA CORPORATION, Lienholdar, VS. TIMOTHY E. KEEGAN Obligor TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Timothy E. Keegan, 715 Udall Road West Isllp, NY 11795 YOU ARE NOTIFIED that a TRUSTEE'S NON-JUDICIAL PROCEEDING to enforce a Uen has been instituted on the following TIme.share Ownership Interest at Disney's Animal Kingdom VIllas described as: An undivided 0.4911% interest in Unit 93E of the Disney's Animal Kingdom VIllas, a leasehold con- dominium (the "Condo- minium"), according to the Declaration of Condomin- ium thereof as recorded in Official Records Book 9077, Page 4252, Public Records of Orange County, Flonda and all amend- mants thereto (the 'Decla- ration') The default giving nee to these proceedings is the failure to make payments as set forth in the Mortgage encumbering the Timeshare Ownership Interest as recorded in the Official Records of Orange County, Florida. The Obligor has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obligor has the dght to cure the default end any junior interest holder may redeem its interest, for a minimum period of forty- five (45) days until the Trustee issues the Certificate of Sale. The Lien may be cured by sending certified funds to the Trustee payable to the Uenholder in the amount of $11,559.12, plus interest (calculated by multiplying $2.28 times the number of days that have elapsed since April 9, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. Cynthia David, Esq. Vaierie N. Edgecombe Brown, Esq. Nicholas A. Woo, Esq. Michael E. Cadeton, Esq. David Cramer, Esq. as Trustee pursuant to Fla. Stat. 721.82 R O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Telecopier: 614-220-5613 April 19, 26, 2019 P 864328 NON JUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE FILE NO.: 17-029193 PALM FINANCIAL SERVICES, INC A FLORIDA CORPORATION, Lienholder, VS. XENIA R HERNANDEZ Obliger TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Xenia P. Hernandez 7501 Northwest 35th Court Lauderhill, FL 33319 YOU ARE NOTIFIED that a TRUSTEES NON-JUDICIAL PROCEEDING to enforce a Lien has been instituted on the following 33meshare Ownership Interest at Villas at Disney's Grand Floddian Resort described as: An undivided 0.1281% in- terest in Unit 4B of the Vil- las at Disney's Grand FIo- ndian Resort, a leasehold condominium (the "Con- dominium"), according to the Declaration of Con- dominium thereof as re- corded in Official Records Book 10545, Page 3964, Public Records of Orange County, Florida and all amendments thereto (the 'Declaration') The default giving rise to these proceedings is the failure to make payments as set forth in the Mortgage encumbering the Timashare Ownership Interest as recorded in the Official Records of Orange County, Florida. The Obliger has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obligor has the dght to cure the default and any junior interrestholder may redeem its interest, for a minimum period of forty- five (45) days until the Trustee issues the Certificate of Sale. The Lien may be cured by sending certified funds to the Trustee payable to the Uenholder in the amount of $25,124.43, plus interest (calculated by multiplying $7.58 times the number of days that have elapsed since April 9, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. Cynthia David, Esq. Valarie N. Edgecombe Brown, Esq. Nicholas A. Woo, Esq. Michael E. Carleton, Esq. David Cramer, Esq. as Trustee pursuant to Fla. Stat. 721.82 P. O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Telecopier: 614-220-5613 April 19, 26, 2019 P 864344 NON JUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE FILE NO.: 17-029259 PALM FINANCIAL SERVICES, INC A FLORIDA CORPORATION, Lienholder, ~RON PETER HOLMES, SAMANTHA JANE REED Obligor TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Aaron Peter Holmes 13 Isenhurat Court Streatfiaid Road East Sussex Heathfield, England TN21 8LJ United Kingdom Samantha Jane Reed 13 Isonhurst Court Streaffield Road East Sussex Heathfiaid, England TN21 8LJ United Kingdom YOU ARE NOTIFIED that a TRUSTEES NON-JUDICIAL PROCEEDING to enforce a Lien has been instituted on the following TImeshare Ownership Interest at Disney's Polynesian Villas & Bungalows described as: An undivided 0.2028% interest in Unit 15 of the Disney's Polynesian Villas & Bungalows, a leasehold condominium (the "Con- dominium"), according to the Declaration of Con- dominium thereof as re- corded in Official Records Book 10857, Page 4004, Public Records of Orange County, Fionda and all amendments thereto (the 'Declaration') The default giving rise to these proceedings is the failure to make payments as set forth in the Mortgage encumbering the Time.share Ownership Interest as recorded in the Official Records of Orange County, Florida. The Obligor has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obligor has the right to cure the default and any junior interest holder may redeem its interest, for a minimum pedod of forty- five (45) days until the Trustee issues the Certificate of Sale. The Lien may be cured by sel~ling certified funds to the Trustee payable to the Lienhotder in the amount of $22,074.57, plus interest (calculated by multiplying $5.65 times the number of days that have elapsed since April 9, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. Cynthia David, Esq. Valerie N. Edgecombe Brown, Esq. Nicholas A. Woo, Esq. Michael E. Cadeton, Esq. David Cramer, Esq. as Trustee pursuant to Fla. Stat. 721.82 R O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Telecopier: 614-220-5613 April 19, 26, 2019 P 864336 NON JUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE FILE NO.: 17-029271 PALM FINANCIAL SERVICES, INC A FLORIDA CORPORATION, Lienholder, vs. EDGAR VALLE-VELAZQU EZ, YANEIDA VALLE Obligor TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Edgar Valle-Velazquez 118 Summerbrooke Court Sicklerville, NJ 08081 Yeneida Valle 118 Summerbrooke Court Sicklerville, NJ 08081 YOU ARE NOTIFIED that a TRUSTEE'S NON-JUDICIAL PROCEEDING to enforce a Lien has been instituted on the following Timeshare Ownership Interest at Disney's Polynesian Villas & Bungalows described as: An undivided 0.3802% interest in Unit 24 of the Disney's Polynesian Villas & Bungalows, a leasehold condominium (the "Con- dominium"), according to the Declaration of Con- dominium thereof as re- corded in Official Records Book 10857, Page 4004, Public Records of Orange County, Flodda and all amendments thereto (the 'Declaration') The default giving rise to these proceedings is the failure to make payments as set forth in the Mortgage encumbering the Timeshare Ownership Interest as recorded in the Official Records of Orange County, Flodda. The Obliger has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obllgor has the right to cure the default end any junior interestholder may redeem its interest, for a minimum period of forty- five (45) days until the Trustee issues the Certificate of Sale. The Lien may be cured by sending certified funds to the Trustee payable to the Uenholdar in the amount of $28,690.76, plus interest (calculated by multiplying $8.64 times the number of days that have elapsed since April 8, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. Cynthia David, Esq. Vaiede N. Edgecombe Brown, Esq. Nicholas A. Woo, Esq. Michael E. Cadeton, Esq. David Cramar, Esq. as Trustee pursuant to Fla. Stat. 721.82 R O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Telecopier: 614-220-5613 April 19, 26, 2019 P 864314 NON JUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE FILE NO.: 17-029293 PALM FINANCIAL SERVICES, INC A FLORIDA CORPORATION, Lienholder, VS. JANET E. GOWAN, JOHN A. GOWAN Obligor TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Janet E. Gowan 83 Sunlight Gardens Fareham, Hampshire P0156DG United Kingdom John A. Gowan 83 Sunlight Gardens Fareham, Hampshire P0156DG United Kingdom YOU ARE NOTIFIED that a TRUSTEE'S NON-JUDICIAL PROCEEDING to enfome a Lien has been instituted on the following TImashare Ownership Interest at Disney's Polynesian Villas & Bungalows described as: An undivided 0.2635% interest in Unit 24 of the Disney's Polynesian villas & Bungalows, a leasehold condominium (the "Con- dominium"), according to the Declaration of Con- dominium thereof as re- corded in Official Records Book 10857, Page 4004, Public Records of Orange County, Florida end all amendments thereto (the 'Declaration') The default giving rise to these proceedings is the failure to make payments as set forth in the Mortgage encumbering the TImeehare Ownership Interest as recorded in the Official Records of Orange County, Florida. The Obligor has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obligor has the right to cure the default and any junior interest holder may redeem its interest, for a minimum period of forty- five (45) days until the Trustee issues the Certificate of Sale. The Lien may be cured by sending certified funds to the Trustee payable to the Lienholder in the amount of $18,766.49, plus interest (calculated by multiplying $4.84 times the number of days that have elapsed since April 8, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by {he Trustee before the Certificate of Sale is issued. Cynthia David, Esq. Vaierie N. Edgecombe Brown, Esq. Nicholas A. Woo, Esq. Michael E. Carleton, Esq. David Cramer, Esq. as Trustee pursuant to Fla. Stat. 721.82 R O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Telecopiar: 614-220-5613 April 19, 26, 2019 P 864457 NON JUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE FILE NO.: 17-029299 PALM FINANCIAL SERVICES, INC A FLORIDA CORPORATION, Lienholder, VS. JOHN DANIEL FERRELL Obligor TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: John Daniel Ferrell 47 Mystic Lake Cimle Spring, TX 77381 YOU ARE NOTIFIED that a TRUSTEE'S NON-JUDICIAL PROCEEDING to enforce a Lien has been instituted on the following TImeshare Ownership Interest at Disney's Polynesian Villas & Bungalows described as: An undivided 0.5070% interest in Unit 23 of the