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HERITAGE FLORIDA JEWISH NEWS, APRIL 10, 2014 PAGE 59B to the Timeshare Plan, advances, if any, under the terms of said Claim of Uan, charges and expenses of the Trustee and of the trusts created by said Claim of Uan. Obligor(s) shall have the right to cure the default and any junior lianholder shall have the dght to redeem its interest up to the date the Trustee issues the Certificate of Sale by paying the amounts due as outlined in the preceding paragraph. Dated: April 1, 2014 By: AMANDA L CHAPMAN, Authorized Agent Owner(s)/Obligor(s) Wendell J Babin Tona B Babin 13735 Old River Rd Maurapas, LA 70449 Joe R Cisnaros Christi Cisnems 3418 Gibsondatl Dallas, TX 75211 Chris S Clark Donna M Clark Po Box 9 King, NC 27021 Unda S Clayton Kim A Yurocko 1206 Arthur St Tome River, NJ O8755 Stiney Cogdell I V Tonya P Cogdail 9008 Shindlar Crossing Dr Jacksonville, FL 32222 Kenneth J Colgen Dasna L Colgan 31 Prospect Street Marlboro, NY 12542 iris D Colon Plaza Carlos J Marti Area Pmb 101 P O Box 30500 Menati, PR 00674 - James W Cmnin Judy Wieners Po Box 495 Pine Bush, NY 12566 Rochelle R Crosby Regina Cmsby 105 Maplewood Dr Lexington, SC 29073 Jean K Daceus J Esther Deceus 4467 Middleburg Ct Orlando, FL 32818 Estelle B Davidson RO. Box 503 Key West, FL 33041 Shanta L Davis 1548 Park Blvd Camcien, NJ 08103 Malik Davis Bey Adele C Douglas 7 Lincoln Avenue Apt C Dayton, NJ 08810 Floyd Dawson Jr Michael Levy Gloria G Dawson 7351 S Winchester Ave Chicago, IL 60636 Encka De La Rosa Rios Luis Rids 3246 Kingsbddge Ave Apt 53 Bronx, NY 10463 Rene A De Leon Rosario De Leon 184 West Fm772 Kingsville, "rx 78363 Dumas De Zea Pedro G Zea 1945 E Cheltenham Ave Philadelphia, PA 19124 27669/babin.0263 April 11, 18, 2014 EXHIBIT =A" - NOTICE OF TRUSTEE'S SALE Timeshare Building/ Week/AssignedClaim of Uan Interest Unit Year Book/Page 1 All Season- 1400/1463 50 WHOLE 10480/7602 Float Week/ Float Unit 1/2 All Sasson- Float Week/ Roat Unit 1200/1242 22 ODD 10480/7194 1/2 All Ssason* 120011212 4EVEN 10480/7195 Float Week/ Float Unit 1 All Season- Float Week/ Float Unit 1400/1425 49 WHOLE 10480/7197 1 Floating 1400/1464 44 WHOLE 10480/7198 1/2 F'txed 140011425 12 ODD 10480/7199 1/2 All Season- Float Week/ Float Unit 1200/1245 45 ODD 10480/7200 1 Floating 1200/1223 2 WHOLE 10480/7203 1 All Season- 120011233 37 WHOLE 10480/7204 Float Week/ Float Unit 112 All Season- Float Week/ Float Unit 1400/1425 41 ODD 10480/7207 1 All Season- 1200/1262 21 WHOLE 10480/7208 Float Week/ Float Unit 1 All Season- 1400/1453 37 WHOLE 10480/7209 Float Week/ Float Unit 1/2 All Season- 1400/1423 50 EVEN 10480/7211 Float Week/ Float Unit 1 All Season- Float Week/ Float Unit 1200/1225 25 WHOLE 10480/7212 1/2 Floating 1400/1423 20 ODD Amount Per Diem of Uan Amount $4,935.28 $1.55 $975.87 $5.33 $1,957.87$0.66 $4,060.02$1.30 $3,362.85$1.12 $975.87 $3.33 $975.87 $0.33 $5,310.25$1.60 $4,097.78$1.30 $2,139.91$0.64 $1',665.43 $0.64 $2.895.22$0.99 $,3,134.38 $0.96 $888.60 $0.35 1 All Season- Float Week/ Float Unit 1200/1214 42 WHOLE 1/2 All Season- Float Week/ Float Unit 1200/1222 1 EVEN 10480/7213 $8,371.47$0.92 10480/7214 $4,097.78$1:30 L 10480/7215 $888.60 $0.35 L 107982 NOTICE OF TRUSTEE'S SALE WESTGATE LAKES I On May 09, 2014 at 11:00 a.m., GREENSPOON MARDER, RA., 201 E. Pine Street. Suite 500, Orlando, Florida 32801, as Trustee pursuant to that Notice of Appointment of Trustee recorded on May 24, 2013, in O.R. Book 10574, at Page 8419, of the Public Records of Orange County, Florida, by reason of a now continuing default by Obligor(s), (See Exhibit "A"), whose address is (See Exhibit "A"), in the payment or performance of the obligations secured by said Claim of Lien recorded in O.R. Book (See Exhibit "A"), at Page (See Exhibit "A"), of the Public Records of Orange County. Florida, including the breach or default, notice of which was sat forth in a Notice of Default and Intent to Foreclose provided to the last known address of Obligor(s), (See Exhibit "A"), by Certified/Registered Mail or by publication by the undersigned Trustee, will sell at public auction to the highest bidder for lawful money of the United States of Amedce, in the lobby of Suite 500, of Capital Plaza Building 1,201 E. Pine Street, Orlando, F132801, all fight, title and interest in the property situated in the County of Orange, Florida, described as: (See Exhibit "A") Time Share Interest(s) (See Exhibit "A") as defined in the Declaration of Covenants, Conditions and Restrictions for Westgate Lakes I, recorded in Official Records Book 5020, at Page 327, of the Public Records of Orange County, Flodda (the "Plan'), and all amendment(s) thereto, if any. Together with the fight to occupy, pursuant to the Plan, Building(s) / Unit(s} / Unit Week(s) / Assigned Year(s), (See Exhibit "A"). 10,000 Turkey Lake Road, Orlando. FL 32819 [herein =Time Share Plan (Property) Address") Said sale will be made (without covenants, or warranty, express or implied, regarding the title, possession or encumbrances) to pay the unpaid assessments due in the amount of (See Exhibit "A"), with interest accruing at the rate of (See Exhibit "A") per day, pursuant to the Timeshare Plan, advances, if any, under the terms of said Claim of Lien, charges and expenses of the Trustee and of the trusts created by said Claim of Uen. Obligor(s) shall have the fight to cure the default and any junior flanholder shall have the right to redeem its interest up to the date the Trustee issues the Certificate of Sale by paying the amounts due as outlined in the preceding paragraph. Dated: April 1, 2014 By: AMANDA L. CHAPMAN, Authorized Agent EXHIBIT "A" - NOTICE OF TRUSTEE'S SALE Owner(s)/Obligor(s) Harold S Kewer Sr 504 Main St. Lodi, NJ 07644 Pamela A Kewer 37 Chestnut St Lodi, NJ 07644 Rhoeda L Jonas 4426 Cedargarden Rd. Baltimore, MD 21229 Chadane M Jones 1909 Robert Bowie Dnve Upper Madbom, MD 20774 Magdonio Jusino Rodfiguez Celia R Camacho Jimanez 100 Floral Dr Kissimmee, FL 34743 Robert J Kitchell 244 Hi,crest Ave Apt B Collingswood, NJ 08108 Gregory Knights Jacqueline Smith 19715 Nw 28th Ct Opa-Locka, FL 33056 Stephen H Kozlowski Merry J Kozlowski 317 Antietam Dr. Bossier City, LA 71112 Made A Kuntu Ella L Johnson 14504 S Parnell Ave Calumet Park, IL 60827 Terrence L Hunter 820 N Austin Bivd Apmt 2se Oak Park, IL 60302 27669/kewer.0264 April 11, 18, 2014 Timeshare Building/ Week/AssignedClaim of Lien " Amount Per Diem Interest Unit Year Book/Page of Lien Amount 1/2 All Season- 2000/2044 32 EVEN 10480/7461 $888.60 $0.35 Float Week/ Float Unit 1/2 Floating 150011564 42 ODD 10480/7458 $975.87 $0.33 1/2 All Season- 2600/2626 21 ODD 10480/7459 $1,000.87$0.33 Float Week/ Float Unit 1/2 Floating 2600/2635 31 EVEN 10480/7460 $1,957.87$0.66 1/2 Fixed Week/ 260012666 15 EVEN 10480/7463 $888.60 $0.35 Float Unit 1 All Season- 1500/1524 23 WHOLE 10480/7464 $2,933.74$0.99 Float Week/ Float Unit 1 Floating 2000/2025 8 WHOLE 10480/7465 $4.062.78$1.30 1/2 All Season- 2000/2024 8 EVEN 10480/7467 $888.60 $0.35 Roat Week/ Float Unit 1 All Season-2600/;~64550 WHOLE 10480/7468 $1,864.47$0.68 Float V~ek/ Float Unit L 107983 NOTICE OF TRUSTEE'S SALE WESTGATE LAKES II On May 09, 2014 at 11:00 a.m., GREENSPOON MARDER, RA., 201 E. Pine Street, Suite 500, Orlando, Florida 32801, as Trustee pursuant to that Notice of Appointment of Trustee recorded on May 22, 2013, in O.R. Book 10573, at Page 4807~ of the Public Records of Orange County, Florida, by reason of a now continuing default by Obligor(s), (See Exhibit =A"), whose address is (See Exhibit "A"), in the payment or performance of the obligations secured by said Claim of Uen recorded in O.R. Book (See Exhibit =A"), at Page (See Exhibit =A"), of the Public Records of Orange County, Florida, including the breach or default, notice of which was set forth in a Notice of Default and Intent to Foreclose provided to the last known address of Obligor(s), (See Exhibit "A"), by Certified/Registered Mail or by publication by the undersigned Trustee, will sell at public auction to the highest bidder for lawful money of the United States of America, in the lobby of Suite 500, of Capital Plaza Building 1,201 E. Pine Street, Orlando, F132801, all fight, title and interest in the property situated in the County of Orange, Florida, described as: (See Exhibit =A") Time Share Interest(s) (See Exhibit "A") as defined in the Declaration of Covenants, Conditions and Restrictions for Wastgate Lakes II, recorded in Official Records Book 5000, at Page 3118, of the Public Records of Orange County, Florida (the "Plan"), and all amendment(s) thereto, if any. Together with the right to occupy, pursuant to the Plan, Building(s) / Unit(s) / Unit Week(s) / Assigned Year(s), (See Exhibit "A"). 10,000 Turkey Lake Road, Orlando, FL 32819 (herein =Time Share Plan (Property) Address") Said sale will be made (without covenants, or warranty, express or implied, regarding the title, possession or encumbrances) to pay the unpaid assessments due in the amount of (See Exhibit "A"), with interest accruing at the rate of (See Exhibit "A") per day, pursuant to the "rimeshare Plan, advances, if any, under the terms of said Claim of Uen, charges and expenses of the Trustee and of the trusts created by said Claim of Uan. Obligor(s) shall have the right to cure the default and any junior lienhoidar shall have the fight to redeem its interest up to the date the Trustee issues the Certificate of Sale by paying the amounts due as outlined in the preceding paragraph. Dated: April 1, 2014 By: AMANDA L. CHAPMAN, Owner(s)/Obligor(s) Mary Jackson 3257 Bert Kouns Industrial Loop At 20204 Shrevaport, LA 71118-2983 Kirt A Jefferson Trudy O Jefferson 7761 Canterbury Cir Lakeland, FL 35810 Sheldon L John Alana L John 4767 Brierwood Rd Jacksonville, FL 32257 Adam T Frank 207 Vermillion Dr. Gretna, LA 70056 Authorized Agent EXHIBIT "A" - NOTICE OF TRUSTEE'S SALE Timeshare Building/ Wsak/Assigned -Claim of Lien Interest Unit Year Book/Page - 1 All Season-1200/1233 8 WHOLE 10480/6061 Float Week/ Float Unit 1/2 Fixed Week/ 1200/1264 14 EVEN 10480/6063 Float Unit 112 Floating 1200/1234 48 ODD 10480/6066 112 All Season- Float Week/ Roat Unit 1200/1212 3 ODD 10480/5880 Amount Per Diem of Lien Amount $2,895.22 $0.99 $888.60 $0.35 $3,164.31 $0.92 $2,139.91 $0.64 I Elmefia R Bovia 1024 Tensaa Dr. Apt D Harvey, LA 70058 David Hopkins Martha R Hopkins 8321 Sprlngflower Rd Columbia, SC 29223 1/2 Floating Cherry C Garrett Parker 1/2 All Season- RO. Box 1106 Float Week/ Bronx, NY 10451 Float Unit Melvin L Gayle 1 All Season- Peggy Gayie Float Week/ 1222 Southey Float Unit Weco, TX 76704 Carlos II I T Gianan 1/2 Floating Jorgean Patricia T Gienan 37-08 63rd Street Apt 2f Woodside, NY 11377 Floyd Jean Gray 1/2 All Season- 1133 N Old Manor Rd Float Week/ Wichita, KS 67208 Float Unit Herds Green 1/2 All Season- Jeenie M Green Float Week/ 229 Ivey Drive Float Unit Quincy, FL 32351 27669/gilmer.0267 April 11, 18, 2014 1200/1222 2 ODD 10480/6060 $2,360.17$3.66 140011426 46 ODD 1048015884 $2,139.91$0.64 1200/1224 40 WHOLE 10480/5885 $2,935.74$0.99 1400/1453 11 ODD ~10480/5887 $975.87 $8.33 1200/1255 34 EVEN 10480/5888 $3,127.36j $0.96 1200/1263 19 EVEN 10480/5889 $3,073.42$8.96 L 107984 NOTICE OF TRUSTEE'S SALE WESTGATE LAKE8 1 On May 09, 2014 at 11:00 a.m., GREENSPOON MARDER, RA., 201 E. Pine Street, Suite 500, Odendo, Florida 32801, as Trustee pursuant to that Notice of Appointment of Trustee recorded on Apdl 18, 2013, in O.R. Book 10556, at Page 0713, of the Public Records of Orange County, Florida, by reason of a now continuing default by Obligor(s), (See Exhibit "A"), whose address is (See Exhibit =A"), in the payment or performance of the obligations secured by said Claim of Lien recorded in O.R. Book (See Exhibit "A"), at Page (See Exhibit =A"), of the Public Records of Orange County, Florida, including the breach or default, notice of which was set forth in a Notice of Default and Intent to Foreclose provided to the last known address of Obligor(s), (See Exhibit =A"), by Cartified/Registared Mail or by publication by the undersigned Trustee, will sell at public auction to the highest bidder for lawful money of the United States of America, in the lobby of Suite 500, of Capital Plaza Building 1,201 E. Pine Street, Orlando, F132801, all dght, title and interest in the property situated in the County of Orange, Florida, described as: (See Exhibit "A") Time Share Interest(s) (See Exhibit "A") as defined in the Declaration of Covenants, Conditions and Restrictions for Westgate Lakes I, recorded in Official Records Book 5020, at Page 327, of the Public Records of Orange County, Florida (the =Plan"), and all amendment(s) thereto, if any. Together with the right to occupy, pursuant to the Ran, Building(s) / Unit(s) / Unit Week(s) / Assigned Year(s), (See Exhibit "A"). 10,000 Turkey Lake Road, Orlando, FL 32819 (herein =Time Share Plan (Property) Address") Said sale will be made (without covenants, or warranty, express or implied, regarding the title, possession or encumbrances) to pay the unpaid assessments due in the amount of (See Exhibit "A"), with interest accruing at the rate of (See Exhibit =A") per day, pursuant to the Timeshare Plan, advances, if any, under the terms of said Claim of Uan, oharges and expenses of tha Trustee and of the trusts created by said Claim of Lien. Obligor(s) shall have the right to cure the default and any junior lianhoider shall have the right to redeem its interest up to the date the Trustee issues the Certificate of Sale by paying the amounts due as outlined in the preceding paragraph. Dated: April 1, 2014 By: AMANDA L CHAPMAN, Authorized Agent EXHIBIT =A" - NOTICE OF TRUSTEE'S SAI.E Owner(s)/Obligor(s) Building/ Week/Assigned Unit Year 2OOO/2O32 38 ODD Linda K Waddell 3168 Emerald St Memphis, TN 38115 Juan R Walker Anita J Gfice Walker 8164 Lantern Light Rd Talladassae. FL 32312 Edmund J Lawrence Glendore J Lawrence 1300 Hillside Village B311 Charlotte Amaiie, VI 00802 Alan D Warner Angela Wamar 44 Sunflower Cir Burlington, NJ 08016 Charles H Washington Susan M Mc Kinnon 23 Lincoln St Lynn, MA 01902 KJmbefiy Laurie 8212 Colfax St Philadelphia, PA 19136 Warren D Wastmomland La Quints D Perry 2253 West 17th St Jacksonville, FL 32209 Troy WWeston Jayne R Weston 1100 Lonesome Pine Rd Kingston Springs, TN 37082 Karen Wilder Smalls 2161 Roberts Road Charleston, SC 29412 Leonard C Williams Angela D Williams 19219 Wading River Dr. Tombail, TX 77375 Valrie Wisdom 245 27 133 Dr Rosedale, NY 11422 Lavarn Young Stanley P Young Jr 10037 Cheyenne St Detroit, MI 48227 James L Faison 12 Sandal Ln Willingbom, NJ 08046 Marilyn Zapata 126 Ringneck Drive Harrisburg, PA 17112 Paul Perez 4520 Sequoia Drive Harrisburg, PA 17112-1528 Darrell Johnson Kara Allen 39 A Powderhorn Ct Woodbfidge, NJ 07095 27669/waddelL0268 April 11, 18, 2014 "rimeshare Claim of Lien Interest Book/Page 1/2 All Season- 10480/6739 Float Week/ Float Unit 1/2 Floating 2600/2664 49 ODD 10480/6740 1/2 All Season- 260012644 43 ODD 10480/7472 Float Week/ Float Unit 1 Floating 2600/2624 9 WHOLE 10480/6742 1/2 All Season- 1500/1564 21 ODD 10480/6743 Flost Week/ Float Unit 1/2 All Season- 2600/2625 11 ODD 10480/7470 Float Week/ Float Unit 1 All Season- 2600/2633 43 WHOLE 10480/6745 Float Week/ Float Unit 2 All Season- 2600/2616 & 5 WHOLE & 10480/6746 Float Week/ 2600/2645 " 34 WHOLE Float Unit 1 Floating 2000/2034 38 WHOLE 10480/6749 1/2 All Season- 2600/2625 21 ODD 1048016750 Float Week/ Float Unit 1 Floating 2600/2656 44 WHOLE 10480/6752 1/2 150011563 16 EVEN 1048016753 1/2 Fixed Week/ 1500/1554 52 ODD 10480/6754 Float Unit 1/2 All Season- Float Week/ Float Unit 2000/2043 41 EVEN 10480/6755 1/2 All Season- Float Week/ Float Unit Amount Per Diem of Uen Amount $957,87 $0.33 $3,405.01 $0.92 $957.87 $0.33 $2,933.74 $0.99 $957.87 $0.35 $957.87 $0.33 $2,895.22 $0.99 $5,288.74$1.99 $3,566.57 $1.88 $2,139.91 $o.64 $5,310.25$1.60 $1,957.87$0.66 $2,054.95$0.64 $1,957.87$0.66 150011533 35 ODD 10480/6756 $957.87 $0.35 L 107985 OSCEOLA COUNTY LEGALS NOTICE OF DEFAULT AND INTENT TO FORECLOSE WlESTGATE TOWN CENTER Pursuant to Section 721.855, Florida Statutes, WESTGATE TOWN CENTER OWNERS ASSOCIATION, INC. (hereinafter referred to as =Westgste"), has recorded a Claim of Lien in the amount of (See Exhibit =A"), with interest accruing at the rate of (See Exhibit "A") per day, and recorded in O.R. Book (See Exhibit =A"), at Page (See Exhibit =A"), of the Public Records of Osceola County, Flofida, and the undersigned Trustee as appointed by Westgste, hereby formally notifies (See Exhibit "A") that due to your failure to pay the annual assessment(s) due on (See Exhibit "A") and all assessment(s) thereafter, you are currently in default of your obligations to pay assessments due to Wastgate on thefonowing described real property located in Osceola County, Florida: (See Exhibit =A") Time Share Interest(s) (See Exhibit "A") according b the Time Sharing Plan for Wastgate Town Center, recorded in Official Records Book 1564, at Page 1479, of the Public Records of Osceola County, Florida (the "Plan"). Together with the fight to occupy, pursuant to the Plan, unit(s) (See Exhibit "A"), during Unit Week(s) (Se~ Exhibit "A"), dudng Assigned Year(s), (See Exhibit =A"). 2770 Old Lake Wilson Rd., Kisaimmee, FL 34747, Building (See Exhibit =A") (hareir =Time Share Plan (Property) Address"). AS a result of the aforementioned default, Westgate hereby elects to sell the Property Pursuant b Section 721.855, Florida Statutes. Please be advised that in the event that your obligation is not brought current (including the payment,f .any fees incurred by Westgate in commencing this foreclosure process) within thirty (30) days from the first date of pubhcatlon, the undrelgned Trustee shall proceed with the sale of the Property as provided in Section 721.855, Florida Statutes, in which case, the underslned Trustee shall: (1) Provide you with written notice of the sale, including the date, time and location thereof;, (2) Record the notice of sa~ in the Public Records of Osceola County, Ronda; end (3) Publish a copy of the notice of sale two (2) times, once each week, for two (2) scoessive weeks, in an Osceola County newspaper, provided such a newspaper exists at the time of publishing. If you fail to cure the defait as set forth in this notice or take other appropriate action with regard to this forecioaure matter, you risk losing ownership of your timeaare interest through the trustee foreclosure procedure established in Section 721.855, Flodda Statutes. You may chose to sign and sando the undersigned trustee an objection form, exemlsing your right to object to the use of the trustee foreclosure procedure. Upon the udemigned trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice sail be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at entime before the undersigned trustee's sale of your tJmeshare interest. If you do not object to the use of the trustee foreclosure procedure, )u will not be subject to a deficiency judgment even if the proceeds from the sale of your timeadam interest am insufficient to offset thernounts secured by the lien. By: GREENSPOON MADER, RA., Trustee EXHIBIT =A" - NOTICE OF DEFAULT AND INTENT TO FORECLOSE Owner(s)/Obligor(s) 13meshare interest Naushadail Tarmoharne 2 Floating Saline Tarmohamed Rizwan Tarmohamed 10 Grand Oak Dr Richmond Hill, ON L4E~8 Canada, Enfique Padilla 2 13751 Barberry Dr Float Week/ Wellington, FL 33414-843 Float Unit David Royle 2 Floating Ruth Royle Float Week/ 6 Maplewood Drive Float Unit Thornton Clevaieys Thornton, FY5 1PN Gret Britain, Usa A Celia 1/2 29 Brook Ln Float Week/ Lumbarton, NJ 08048 Float Unit Jennifer J Ashton 4 All Seeson- 3500 Snyder Ave Apt 61 Float Week/ ' Brooklyn, NY 11203-392. Float Unit Dean C Leonard 4 Fixed Veronica A Leonard Float Weak/ RO. Box 8543 Float Unit Charlotte Amaiie, VI 0081 Donna Lee A Martin 4 All Season- 20 Enzo Dr Float Week/ Coventry, RI 02816-609 Building/ Week Default Date Book/Page Amount - Per Diem Unit of Recorded Lien of Lien Amount BIll19& 24whole& 1/2/2012 4438/2023 $2,598.30 $0.88 B/11~)1 24 whole B/1216& 23 whole & 112/2012 4438/2577 $2,598.30 $0.88 B/1218 23 whole B/1812& 50whole& 1/2/2012 4438/2027 $2,598.30 $0.88 B/1814 50 whole ,= 5900/509B 20 even 112/2010 4438/2447$2,194.68 $8.66 5800/21A & 32 whole & 1/2/2012 4438/2026 $2,580.30 $5.88 5800/21B & 32 whole & 5800/21C & 32 whole & 5800/21D 32 whole 5800/55A & 51 whole & 112/2012 4438/2028 $2,598.30 $0.88 5800/55B & 51 whole & 5800/55C & 51 whole & 5800/55D 51 whole 6000/21A & 44 whole & 112/2012 4438/2033 $~;,598.30 $0.88 6000/21B & 44 whole & 6000/21C & 44 whole & 6000/21D 44 whole K:\FORECLOSURE~2686.WG Town Center HOA(NJ)\Tarmoharned.0393~NODv2. Tarmoharmed PUB.doc April 18, 25, 2014 L 108378 NOTICE OF DEFAULT AND INTENT TO FORECLOSE