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HERITAGE FLORIDA JEWISH NEWS, JANUARY 25/2019- 2017, $5,249.76, $2.72, 20180424790; KRISTIINA BOUSHEHRI C3794 Twins Lane Startford, Wl 54484, 300, 366A, 36, EVEN, 1/2, Value Season-FIcat Week/Float Unit, 2014-2017, $4,034.40, $2.08, 20180424790; BARBARA V FRAGIACOMO 5100 Torrey Ln Summewille, SC 29485, 300, 341A, 42, ODD, 1/2, Value Season-Float Week/Float Unit, 2015-2017, $2,636.83, $1.36, 20180424790; PETER DAVID GRANT & VIVIEN GRANT 28 Croffpark Street BallshiU, ML4 1EY UNITED KINGDOM, 300, 315C, 24, ODD, 1/2, All Season-Float Week/Float Unit, 2015-2017, $1,807.04, $0.94, 20180424790; JAMES RIDGEWAY 5216 E Princess Anne Rd Norfolk, VA 23502, 300, 313A, 14, WHOLE, 1, Fixed Week/Float Unit, 2015- 2017, $5,249.76, $2.72, 20180424790; SHARON RIDGE-WAY 8810 S Clover Cir Oak Creek, Wl 53154- 3938, 300, 313A, 14, WHOLE, 1, Fixed Week/Float Unit, 2015-2017, $5,249.76, $2.72, 20180424790; PHILLIP GRUNDY 10065 Roanoke Road Roanoke, IN 46783, 300, 342B, 41, ODD, 1/2, Value Season-Float Week/Float Unit, 2015-2017, $2,719.20, $1.40, 20180424790; JOSEPH B CRESTA 1176 Crown Dr Jacksonville, FL 32221-6106, 300, 314B, 45, EVEN, 1/2, Value Season-Float Week/Float Unit, 2014-2017, $4,034.40, $2,08, 20180424790; REBECCA ANN HART 1171 Lane Ave S Apt 1603 Jacksonville, FL 32205, 300, 314B, 45, EVEN, 1/2, Value Season-Float Week/Float Unit, 2014-2017, $4,034.40, $2.08, 20180424790; DAVID L HODGES 8521 SW 25 Ct Pembroke Pines, FL 33025, 300, 365C, 42, ODD, 1/2 Va ue Season-Float Week/Float Unit, 2013-2017, $4,287.36, $0.82, 20180424790; MICHAEL PERRIER & WANDA B PERRIER 81 Bimh Rd Amityville, NY 11701, 300, 343A, 40, ODD, 1/2, Value Season-Float Week/Float Unit, 2013-2017, $4,131.86, $1.40, 20180424790; DIXIE LOUISE HANSON 2835 nicest Apt# 708 Saint Paul, MN 55113, 300, 352B, 36, EVEN, 1/2, Value Season-Float Week/Float Unit, 2014-2017, $3,528.37, $1.82, 20180424790; MILTON L RUSSELL JR 2708 Poplar Dr Baltimore, MD 21207, 300, 366A, 48, ODD, 1/2, Value Season-Float Week/Float Unit, 2015-2017, $2,719.20, $1.40, 20180424790; FIONA O LOUGHLIN RUSSELL & HEADLEY RUSSELL 41 Godsay Crescent Market Deeping Lincolnshire, PE68HU UNITED KINGDOM, 300, 312B, 39, EVEN, 1/2, Value Season-Float Week/Float Unit, 2014-2017, $4,034.40, $2.08, 20180424790; STEPHANIE J COLLINS F/K/A STEPHANIE J STODDART 2055 SW Schasffer Rd Rosaland, NJ 07068, Week/Float Unit, 2014-2017, $4,034.40, $2.08, 20180424790; SANDRA R PITTS 436 E MontanaSt Philadelphia, PA 19119, : 300, 300, 367B, 336A, 21, EVEN, 1/2, Value Season- Float 29, ODD, 1/2, All Seeson-FIoat Week/Float Unit, 2015-2017, $2,719.20, $1.40, 20180424790; DEBORAH A GREEN 22831 S Kathey Dr Chennahon, IL 60410, 300, 357B, 38, EVEN, 112, Value Season-Float Week/Float Unit, 2014'2017, $4,034.40, $2.08, 20180424790; PATRICK MOLLOY & PATRICIA MOLLOY 15 Pine Grove Chester, CH2 3LF ENGLAND, 300 & 300, 366A & 367B, 47 & 47, WHOLE & WHOLE, 2, All Season- Float Week/Float Unit & All Season-Roat Week/Float Unit, 2015-2017, $6,186.00, $3.21, 20180424790; CARLOS KATZ & REBECA RESNICOV Calle Retomo 8 2 Frecc Green House T Torte 1000, Apt # 1004 Mexico City, 52779 MEXICO, 300, 349B, 29, WHOLE, 1, Floating, 2015-2017, $5,249.76, $2.72, 20180424790; ALLEN N BROWN 100 Cottonwood Way Columbia, SC 29229, 300, 325C, 44, ODD, 1/2, Value Season-Float Week/Float Unit, 2013-2017, $4,273.88, $1.40, 20180424790; MICHAEL D MULDOON & DEBRA S MULDOON 1837 Paniston St New Odeans, LA 70115, 300, 356A, 37, ODD, 1/2, Value Season-Float Week/Float Unit, 2013-2017, $4,287.36, $1.40, 20180424790; Jan. 25; Feb. 1, 2019 L 174921 NOTICE OF DEFAULT AND INTENT TO FORECLOSE WESTGATE LAKES III FILE: 29204.0182 Pursuant to Section 721.856, Florida Statutes, the undersigned Trustee as appointed by WESTGATE LAKES, LLC (hereinafter referred to as "WG") hereby formally notifies (See Exhibit "A") that you are in default due to your failure to pay payments due on (See Exhibit "A")under the Note and Mortgage (as defined below) and you now owe WG (See Exhibit "A") which amount includes interest, late fees, and other charges. Additional interest continues to accrue at the rate of (See Exhibit "A") per day, with regard to the following real property located in ORANGE County, Florida: (See Exhibit "A") (SEE EXHIBIT "A") Time Share Interest(s) (SEE EXHIBIT "A") as defined in the Declaration of Covenants, Conditions end Restrictions for Westgate Lakes, III, Official Records Book 5391, at Page 3172, of the Public Records of Orange County, Florida (the "Plan"), end all amendment(s) thereto, if any. Together with the right to occupy, pursuant to the Plan, Building-Unit(s) (SEE EXHIBIT "A"), dudng Unit Week(s) (SEE EXHIBIT "A"), during Assigned Year(s) - (SEE EXHIBIT "A"). (herein "Time Share Plan (Property) Address"). As a result of the aforementioned default, WG hereby elects to sell the Property pursuant to Section 721.856, Florida Statutes. Pleess be advised that in the event that the debt owed to WG is not paid within thirty- five (35) days after receipt of this notice, the undersigned Trustee shall proceed with the sale of the Property as provided in Section 721.856, Florida Statutes. Pursuant to Section 721.856, Florida Statutes, the undersigned Trustee shall: (1) Provide you with written notice ot the sale, including the date, time and location thereof;, (2) Record the notice of sale in the Public Records of ORANGE County, Florida; and (3) Publish a copy of the notice of sale two (2) times, once each week, for two (2) successive weeks, in an ORANGE Coumy newspaper, provided such a newspaper exists at the time of publishing. If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, all sums due and owing under the Note and Mortgage shall be accelerated and will become immediately dus and payable. Additionally, as a result of the default, you risk losing ownership of your timsshare interest through the trustee foreclosure procedure established in Section 721.856, Florida Statutes. Any right you may have to reinstate the mortgage after acceleration will be pursuant to the terms of the mortgage. You may choose to sign and send to the undersigned trustee the enclosed objection form, exercising your fight to object to the use of the trustee foreclosure procedure. Upon the undersigned trustee's receipt of your signed objection form, the foreclosure of the mortgage with respect to the dafauit specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure fyour default in the manner sat orth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be sub ect to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the mortgage lien. By: GREENSPOON MARDER, LLP, Trustee. EXHIBIT "A" - NOTICE OF DEFAULT AND INTENT TO FORECLOSE Owner(s) Address Building Unit Week Year TS Undivided Interest Season Default Date Amount Per Diem MTG Rec Info KENNETH J CHAKASIM & JULES A KOOSTACHIN 72 Lamberlodgs Ave Toronto, ON M6G3X3 CANADA, 500, 555, 41, EVEN, 1/2, All Season-Float Week/Float Unit, 10/6/2011, $20,357,31, $10.04, 10303- 6628; SILVIA R CASTILLO 4815 Old Mill Road Alexandria, VA 22309, 500, 567, 35, EVEN, 1/2, All Seeson-FIoat Week/Float Unit, 11/10/2012, $15,838.50, $7.81, 10282-3378; PETER J CASTILLO 7420 Northdrop Rd Alexandria, VA 22306-2231, 500, 567, 35, EVEN, 1/2, All Season-Float Week/Float Unit, 11/10/2012, $15,838.50, $7.81, 10282-3378; KUYETTEA K MC KENITH 99 Hanford St Newark, NJ- 07114, 1000, ~ 1044, 10, WHOLE, 1, All Season-Float Week/Float Unit, 9/20/2015, $13,897.10, $6.85, 10254- 9010; ULTIMATE UNITY INC. AN INDIANA CORPORATION 8555 W Us Highway 20 Michigan City, IN 46360, 500, 511, 22, WHOLE, 1, All Sasson-Float WeeWRoat Unit, 11/19/2014 $18,179.55, $8.97, 10295-2649; LEONARDO XAVIER MOREIRA & ANDREA PRADO RESENDE MOREIRA Alameda Da Fonts 90 Balrro Eldoredo Tramambe, 12120- 000 BRAZIL, 500, 562, 45, EVEN, 1/2, All Season-Float Week/Float Unit, 4/17/2014, $12,671.88, $6.25, 10303- 8738; JERI K LUNDGREN 12353 Plenck Rd Perrysburg, NY 14129, 600, 621, 38, WHOLE, 1, All Seeson-Roat Week/Float Unit, 10/4/2013, $22,584.98, $11.14, 10263- 1807; EDWARD L BURNSIDE Faith Garden Codins Dr Left Nassau, BAHAMAS, 200, 223, 35, ODD, 1/2, All Season-Float Week/Float Unit, $19,248.04, $9.49, 10303-7132; LAURA C ROANE 2723 N Hollywood St Philadelphia, PA 19132, 1000, 1046, 37, EVEN, 1/2, All Season-Float Week/Float Unit, 5/1/2015, $10,450.00, $5.15, 10303-7243; CANDISE V RAHMING & CARLA C RAHMING Star States PO Box Cr 54154 Nassau, BAHAMAS, 200, 221,21, EVEN, 1/2, All Season-Float Week/Float Unit, 12/23/2014, $12,668.55, $6.25, 10303-7149; SABRENA M SWINGER 1912 Montvalla Terrace Atlanta, GA 30316, 500, 565, 50, EVEN, 1/2, All Season-Float Week/Float Unit, 8/11/2014, $12,867.88, $6.35, 10303-7972; VERONICA M GILLIS 21559 Christanna Hwy Lawrenceville, VA 23868-2531, 200, 231, 16, EVEN, 1/2, All Season-Float Week/Float Unit, 3/17/2013, $16,204.50, $7.99, 10295-7749; HERBERT W GILUS PO Box 135 Lawrenceville, VA 23868, 200, 231, 16, EVEN, 1/2, All Season-Float Week/Float Unit, 3/17/2013, $16,204.50, $7.99, 10296-7749; KATIA J PEREZ 22807 SW 89 Path Miami, FL 33190, 1000, 1033, 48, WHOLE, 1, All Season-Float Week/Float Unit, $6,816.40, $3.36, 10262- 8866; YORDANIS ABREU 2931 SW 124th Ct Miami, FL 33175-2119, 1000, 1033, 48, WHOLE, 1, All Season-Float Week/Float Unit, 8/28/2013, $6,8t6.40, $3.36, 10262-8866; MARK B JENNINGS 1248 Baithis Dr Gastonia, NC 28054- 5234, 200, 233, 20, EVEN, 1/2, All Season-Float Week/Float Unit, 6/12/2012, $15,926.75, $7.85, 10262-8775; LUCY S SMITH 1449 Logan Patrick Ct Gastonia, NC 28052, 200, 233, 20, EVEN, 1/2, All Season-Float Week/Float Unit, 6/12/2012, $15,926.75, $7.85, 10262- 8775; BLANCA D DIAZ 4450 Sugarloaf Rd Hendemonville, NC 28792, 1000, 1037, 27, EVEN, 1/2, All Season-Float Week/Float Unit, 12/24/2013, $13,655.50, $6.73, 10263- 2385; GARY W BISHOP & LEONORA C BISHOP 13101 Holly Court Apt 307 Beltsville, MD 20705, 1000, 1062, 1/ EVEN, 1/2, All Season-Float 1000, 1041, 25, ODD, 1/2, All Season-Float Week/Float Unit, 9/8/2012, $9,454.52, $4.66, 10311-1355; ERWIN E GONZALEZ & CHARISSE M GONZALEZ Oude Water Kaya B 32 Willemstad, CURACAO, 1000, 1041, 25, ODD, 1/2, All Season-Float Week/Float Unit, 9/8/2012, $9,454.52, $4.66, 10311-1355; ROBERT MURRELL 1518 18th St E Bradenton, FL 34208-8302, 200, 214, 43, EVEN, 1/2, All Season-Float Week/Float Unit, 11/26/2012, $16,782.18, $8.28, 10272-8726; LESHIA MURRELL 3407 30th Lane E Bradenton, FL 34208, 200, 214, 43, EVEN, 1/2, All Season-Float Week/Roat Unit, 11126/2012, $16,782.18, $6.28, 10272- 8726; JERMAlNE LIM TOM 12353 Beamer Rd Apt 1203 Houston, TX 77089-5383, 500, 537, 42, EVEN, 1/2, All Season-Float Week/Float Unit, 8/27/2013, $14,563.20, $7.18, 10263-1310; RICHARD C BURKE 8718 Kirkrnont Dr Houston, "IX 77089-1038, 500, 537, 42, EVEN, 112, All Season-Float Week/Float Unit, 8/27/2013, $14,563.20, $7.18, 10263-1310; NATAS HA R HUNT 11151 Cayman Mist Dr Houston, TX 77075, 500, 537, 42, EVEN, 1/2, All Season-Float WeeWRoat Unit, 8/2712013, $14,563.20, $7.18, 10263- 1310; MARCIA K LIM TOM 897 S Long Beech Ave Freeport, NY 11520-6304, 500, 537, 42, EVEN, 1/2, All Season-Float WeeWFIoat Unit, 8/27/2013, $14,563.20, $7.18, 10263- 1310; JAMES D WHITT PO Box 1226 Graham, NC 27253-1226, 500, 564, 42, EVEN, 1/2, All Season-Float Week/Float Unit, 7/23/2014, $7,324.65, $3.61, 10303-8724; ANTIONETTE CHATMAN 912 6th PI SW Birmingham, AL 35211-1742, 1000, 1064, 48, EVEN, 1/2, All Season- Float WeeWRoat Unit, 12/18/2012, $18,305.44, $9.03, 10303-7251 ; ABRAHAM CHATMAN JR 6532 Court K Birmingham, AL 35228-1415, 1000, 1064, 48, EVEN, 1/2, All Season-Float Week/Float Unit, 12/18/2012, $18,305.44, $9.03, 10303-7251; Jan. 25; Feb. 1, 2019 L 174922 NOTICE OF DEFAULT AND INTENT TO FORECLOSE RVS - AT ORLANDO RLE: 31023.0051 Pursuantto Section 721.855, Florida Statutes, the undersigned Trustee as appointed by RVS- Odando Condominium Association, Inc. (hersinafter referred to as "Association") hereby formally notifies (See Exhibit "A") that you are in default due to your failure to pay assessmant(s) due for (See Exhibit =A") pursuant to the Association's governing documents ("Governing Documents") and you now owe Association (See Exhibit =A") which amount includes interest, late fees, end other charges. Additional interest continues to accrue at the rate of (See Exhibit =A") per day. A lien for the aforesaid amount has been recorded against the following real property located in ORANGE County, Florida: (See Exhibit =A") (SEE EXHIBIT "A") Time Share Interest(s) in Parcel Building(s)/ (Unit(s)/Unit Week(s)/Assigned Year(s), (SEE EXHIBIT =A"), (SEE EXHIBIT "A"), (SEE EXHIBIT =A"), (SEE EXHIBIT =A"), in Designated Season (SEE EXHIBIT "A"), in RVS AT ORLANDO, A CONDOMINIUM, according to the Declaration of Condominium thereof, recorded in Official Records Book 5283, at Page 4636, of the Public Records ot Orange County, Florida as amended flora time to time. 6950 Villa de Costa Drive, Odando, FL 32827 (herein Timeshare Plan "(Property) Address") (herein =Time Shere Plan (Property) Address"). As a result of the aforementioned default, Association hereby elects to sell the Property pursuant to Section 721.855, Ronda Statutes. Please be advised that in the event that the debt owed to the Association is not paid within thirty-five (35) days after receipt of the Notice, tha undersigned Trustee shall proceed with the sale of the Property as provided in in Section 721.855, Florida Statutes, the undersigned Trustee shall: (1) Provide you with written notice of the sale, including the date, time and location thereof;, (2) Record the notice of sale in the Public Records of ORANGE County, Flonda; and (3) Publish a copy of the notice of sale two (2) times, once each week, for two (2) successive weeks, in an ORANGE County newspaper, provided such a newspaper exists at the time of publishing. If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in Section 721.855, Flodda Statutes. You may choose to sign and send to the undersigned trustee the enclosed objection form, exercising your right to object to the usa of the trustee foreclosure procedure. Upon the undersigned tnJstee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have ths right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timesharo interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale ot your timeshare interest are insufficient to offset the amounts secured by the lien. By: GREENSPOON MARDER, LLP, Trustee. EXHIBIT "A" - NOTICE OF DEFAULT AND INTENT TO FORECLOSE Owner(s) Address Building Unit Week Year ms Undivided Interest Suite Type Season Years Delinquent Amount Per Diem COL Rec Info WORKS OF LIFE MINISTRIES INC. 1175 Shaw Avenue #104-135 Clovis, CA 93612, S, 162, 19, WHOLE, 1, 2 Bedroom, Season 2, 2008- 2017, $11,787.52, $2.79, 2018- 199361; C W CONSULTING SERVICES, LLC 16850-112 Collins Ave Ste 253 Miami, FL 33160, M, 102, 52, WHOLE, 1, 2 Bedroom, Season 1, 2012- 2017, $6,558.84, $1.88, 2018- 199361; Jan. 26; Feb. 1, 2019 L 174946 NOTICE OF DEFAULT AND INTENT TO FORECLOSE THE VILLAS AT DISNEY'S GRAND FLORIDIAN FILE: 40464.0005 Pursuant to Section 721.856, Florida Statutes, the. undersigned Trustee as appointed by MONERA FINANCIAL, INC. (hereinafter ratsrred to as "Monere") hereby formally notifies you that you have defaulted under the~ Note and Mortgage by failing to make the payment due on (Sea Exhibit =A") and all subsequent payments. You currently owe Monera the accelerated mortgage balance in the amount of (See Exhibit =A") with interest accruing at the rate of (See Exhibit "A") per day, with regard to the following real property located in Orange County, Ronda: An undivided (See Exhibit =A") interest in Unit (See Exhibit "A") of The Villas at Disney's Grand Floddian Resort, a leasehold condominium (the "Condominium"), according to the Declaration of Condominium thereof as recorded in Official Records Book 10545, Page 3964, Public Records of Orange County, Florida, and all amendments thereto (the "Declaration"); AND SUBJECT TO that certain ground Lease by and between Disney Vacation Development, Inc a Florida corporation, ("DVD") and Walt Disney parks and Resorts U.S Inc a Florida corporation, effective January 15, 2012, and any amendments thereto, a shcrt form of which is recorded in the Public Records of Orange County, Florida, and any amendments thereto (the 'Ground Lease'); and subject to that certain Master Declaration of Covenants, Conditions and Restrictions recorded in the Public Records of Orange County, Flonda, and all amendments thereto, and subject to easements and restrictions of record. 4404 Flofidian Way, Lake Buena Vista, FL 32830 (herein "Time Share Plan (Property) Address"). As a result of the aforementioned default, Monera hereby elects to ssl; the Property pursuant to Section 721.856, Florida Statutes. Please be advised that in the event that your obligation is not brought current (including ths payment of any fees incurred by Monera in commencing this foreclcsure process) within thirty (30) days from the first date of publication, the undersigned Trustee shall proceed with the sale of the Property as provided in Section 721.856, Florida Statutes, in which case, the undersigned Trustee shall: (1) Provide you with written notice of the sale, including the date, time and location thereof; (2) Record the notice of sale in the Public Records of Orange County, Flodda; and (3) Publish a copy of the notice of sale two (2) times, once each week, for two (2) successive weeks, in an Orange County newspaper, provided such a newspaper exists at the time of publishing. If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in Section 721.856, Flodda Statutes. You may choose to sign and send to the undersigned trustee an objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the undersigned trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the undersigned trustee's sale of your timeshars interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest ere insufficient to offset the amounts secured by the mortgage. By: GREENSPOON MARDER, LLP Trustee. EXHIBIT "A" - NOTICE OF DEFAULT AND INTENT TO FORECLOSE: Owner(s)/Obligor(s), Undivided Interest, Unit, Default Date, Document #, Default Amount, Per Diem Amount Timothy Schlesinger, 725 Wallbridge Dr, Indianapolis, IN 46241, 0.2160%, 1J, 8/1/2018, 2018071344, $1,779.27. $0.88. Jan. 25; Feb. 1, 2019 L 174947 NOTICE OF DEFAULT AND INTENT TO FORECLOSE DISNEY VACATION CLUB at WALT DISNEY WORLD RESORT:. 46902.0007 Pursuantto Section 721.856, Florida Statutes, the undersigned Trustee as appointed by MONERA FINANCIAL INC (hereinafter referred to as "Monera") hereby formally notifies you that you have defaulted under the Note and Mortgage by failing to make the payment due on (See Exhibit "A") and all subsequent payments. You currently owe Monera the amount of (See Exhibit "A") with interest accruing at the rate of (See Exhibit "A") per day, with regard to the following real in Unit(s) (See Exhibit =A") of Disney Vacation Club at WALT DISNEY WORLD RESORT, a leasehold condominium (the "Condominium"), according to the Declaration of Condominium thereof as recorded in Official Records Book 4361, Page 2551, Public Records of Orange County, Florida, and all the amendments thereto; And subject to that certain Ground Lease by and between Disney Vacation Development Company, Inc a Florida corporation ("DVD") and LAKE BUENA VISTA COMMUNITIES, INC a Delaware corporation, dated October 2, 1991, and any amendments thereto, a short form of which is recorded in the Official Records Book 4361, Page 2537 of Orange County, Florida, and any amendments thereto (the 'Ground Lease'); and subject to that certain Master Declaration of Covenants, Conditions end Restnctions recorded in the Official Records Book 4361, Page 2495 of Orange County, Flonda, and all amendments thereto, and ~ubject t~ easements and restrictions of record. 1390 Celebration Blvd Celebration, FL 34747 (herein "Time Share Plan (Property) Addreea")As a result of the aforementioned default, Monera hereby elects to sell the Property pursuant to Section 721.856, Florida Statutes. Please be advised that in the event that your obligation is not brought current (including the payment of any fees incurred by Monera in commencing this foreclosure process) within thirty (30) days from the first date of publicaticn, the undersigned Trustee shall proceed with the sale of the Property as provided in Section 721.856, Flonda Statutes, in which case, the undarsigned Trustee shall: (1) Provide you with written notice of the sale, including the date, time and location thereof; (2) Record the notice of sale in the Public Records of Orange County, Florida; and (3) Publish a copy of the notice of sale two (2) times, once each week, for two (2) successive weeks, in an Orange County newspaper, provided such a newspaper exists at the time of publishing. If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in Section 721.856, Florida Statutes. You may choose to sign and send to the undersigned trustee an objection form, exercising your fight to object to the usa of the trustee foreclosure procedure. Upon the undersigned trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the undersigned trustee's sale of your tirnashere interest. If you do not object to the usa of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if tha proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the mortgage. By: GREENSPOON MARDER, LLP Trustee. EXHIBIT "A" - NOTICE OF DEFAULT AND INTENT TO FORECLOSE: Owner(s)/Obligor(s), Undivided Interest, Unit, Default Date, Document #, Default Amount, Per Diem Amount: KAREN KRALL, 23 HARBOR RD, LEVI'N'OWN, PA 19056, 0.1209%, 37, 6/6/2018, 20160713383, $2,635.04; $1.29. Jan. 25; Feb. 1, 2019 L 174948 NON JUDICIAL PROCEEDING TO FORECLOSE CLAIM OF UEN BY TRUSTEE FILE NO.: 17-027930 PALM FINANCIAL SERVICES, INC A FLORIDA CORPORATION, Uenholder, VS. THOMAS A. RYAN Obliger TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Thomas A. Ryan 4159 North Buffalo Road Building 60 Apartment 4 Orchard Park, NY 14127-2403 YOU ARE NOTIFIED that a TRUSTEE'S NON-JUDICIAL PROCEEDING to enfome a Uen has been instituted on the following Timeshare Ownership Interest at Villas at Disney's Wildemass Lodge described as: An undivided 0.4049% interest in Unit 30A of the Villas at Disney's Wilder- ness Lodge, a leasehold condominium (the "Con- dominium"), according to the Declaration of Con- dominium thereof as re- corded in Official Records Book 6170, Page 1425, Public Records of Orange County, Florida end all amendments thereto (the 'Declaration') The default giving rise to these proceedings is the failure to pay condominium assessments and dues resulting in a ClaJmM yen encumbenng the Timeshare Ownership Interest as recorded in the Official Records of Orange County, Florida. The Obligor has the fight to object to this Trustee proceeding by serving wntten objection on the Trustee named below. The Obligor has the right to cure the default and any junior interestholder may redeem its interest, for a minimum period of forty-five (45) days until the Trustee issues the Certificate of Sale. The Lien may be cured by sanding certified funds to the Trustee payable to the Uenhclder in the amount of $2,565.11, plus interest (calculated by multiplying $0.69 times the number ot days that have elapsed since January 21, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. Cynthia David, Esq. Valerie N. Edgecombe Brown, Esq. Nicholas A. Woo, Esq. Michael E. Cadeton, Esq. David Crammer, Esq. as Trustee pursuant to Fla. Stat. 721.82 R O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Telecopier: 614-220-5613 Jan. 25; Feb. 1, 2019 P 855136 NON JUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE FILE NO.: 18-012196 PALM FINANCIAL SERVICES, INC A FLORIDA CORPORATiON, Uenholder, VS. .-- CARIDAD VICTORIA GONZALEZ Obligor TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Candad Victoria Gonzalez 550 East 13Th Street Hialeeh, FL 33010-3660 YOU ARE NOTIFIED that a TRUSTEES NON-JUDICIAL PROCEEDING to enforce a Uen has been instituted on the following Timeshare Ownership Interest at Disney's Polynesian Villas & Bungalows described as; An undivided 0.2535% interest in Unit 75 of the Disney's Polynesian Villas & Bungalows, a leasehold condominium (the "Con- dominium"), according to the Declaration of Con- dominium thereof as re- corded in Official Records Book 10857, Page 4004, Public Records of Orange County, Florida and all amendments thereto (the 'Declaration') The default giving rise to these proceedings is the failure to make payments as set forth in the Mortgage encumberin9 the Timeshare Ownership Interest as recorded in ths Official Records of Orange County, Flodda. The Obliger has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obligor has the right to cure the default and any junior interestholder may redeem its interest, for a minimum pedod of forty- five (45) days until the Trustee issues the Certificate of Sale, The Lien may be cured by sending certified funds to the Trustee payable to the Lienholder in the amount of $22,507.49, plus interest (calculated by multiplying $6.85 times the number of days that have elapsed since January 15,~ 2(3!9), plus tha costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. vaC~thia David, Esq. leda N. Edgecombe Brown, Esq. Nicholas A. Woo, Esq. Michael E. Carlaton, Esq. David Cramer, Esq. as Trustee pursuant to Fla. Stat. 721.82 R O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Talecopier: 614-220-5613 Jan. 25; Feb. 1, 2019 P 854654 NON JUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE FILE NO.: 18-015971 PALM FINANCIAL SERVICES, INC A FLORIDA CORPORATION, Uanholder, VS. VANESSA TERCERO Obligor I"RUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Vanessa Tercero Estancia San Domingo 2nd Etapa, Casa 25 Menagua Nicaragua YOU ARE NOTIFIED that a TRUSTEE'S NON-JUDICIAL PROCEEDING to enfome a Lien has been instituted on the following Tirneshare Ownership Interest at Bay Lake Tower at Disney's Contemporary Resort descdbed as: An undivided 1.0694% interest in Unit 73B of the Bay Lake Tower at Disney's Contemporary Resort, a leasehold condominium (the =Condominium"), ac- cording to the Declaration of Condominium thereof as recorded in Official Re- cords Book 9755, Page 2293, Public Records of Orange County, Rorida and all amendments there- to (the 'Declaration') The default giving rise to these proceedings is the failure to make payments as set forth in the Mortgage encumbering the "13meshare Ownership Interest as recorded in the Official Records of Orange County, Florida. The Obligor has the nght to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obliger has the right to cure the default and ~ntel~ hs~holder may redeem its interest, for a minimum period of forty- five (45) days until the Trustee issues the Certificate of Sale. The Uen may be cured by sending certified funds to the Trustee payable to the Uenholder in the amount of $16,278.13, plus interest (calculated by multiplying $5.06 times the number of days that have elapsed since January 7, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. Nicholas A. Woo, Esq. Valerie N. Edgecombe Brown, Esq. Cynthia David, Esq. Michael E. Carlaton, Esq. David Cramer, Esq. as Trustee pursuant to Fla. Stat. 721.82 R O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Telecopier: 614-220-5613 Jan. 25; Feb. 1, 2019 P 853904 NON JUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE FILE NO.: 18-015976 PALM FINANCIAL SERVICES, INC A FLORIDA CORPORATION, Uenholder, VS, JORGE LABOY, JR EVANGEUNA S. LABOY Obliger TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Jorge Laboy, Jr. 129 Kennedy Rd Tewksbury, MA 01876-2555 Evangelina-S. 129 Kennedy Rd Tewksbury, MA 01876-2555 YOU ARE NOTIFIED that a TRUSTEES NON-JUDICIAL PROCEEDING to enforce a Uen has been instituted on the following Timeshare Ownership Interest at Disney's Polynesian Villas & Bungalows described as: An undivided 0.0845% interest in Unit 13 of the Disoey's Polynesian Villas & Bungalows, a leasehold condominium (the =Con- dominium"), according to the Declaration of Con- dominium thereof as re- corded in Official Records Book 10857, Page 4004, Public Records of Orange County, Florida and all amendments thereto (the 'Declaration') The default giving dee to these proceedin9s is the failure to make payments as set forth in the Mortgage encumbenng the Timeshare Ownership Interest as recorded in the Official Records of Orange County, Florida. The Obligor has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obligor has the dgnt to cure the default and any junior interestholder may redeem its interest, for a minimum period of forty-6ve (45) days until the Trustee issues the Certificate of Sale. The Lien may be cured by sending certified funds to the Trustee payable to the Uenholder in the amount of $6,65g.07, plus interest (calculated by multiplying $2.26 times the number of days that have elapsed since January 15, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. Cynthia David, Esq. Valene N. Edgecornbe Brown, Esq. :. Nicholas A. Woo, Esq. Michael E. Cadeton, Esq. David Crarner, Esq. as Trustee pursuant to Fla. Stat. 721.82 R O. Box 165028 Columbus, OH 432.16-5028 Telephone: 407-404-5266 Talecopier: 614-220-5613 Jan. 25; Feb. 1, 2019 P 854658 NON JUDICIAL PROCEEDING TO FORECLOSE MORTGAGE BY TRUSTEE FILE NO.: 18-016058 PALM FINANCIAL SERVICES, INC A FLORIDA CORPORATION, Lienholder, VS I~/AZI CELANI ZWAKELE NDLOVU Obligor TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Kwazi Celani Zwakele Ndlovu 10 Ridge Road Kloof, Kwasulu 03610 South Africa YOU ARE NOTIFIED that a TRUSTEES NON-JUDICIAL PROCEEDING to enforce a Uen has been instituted on the following Timeshara Ownership Interest at Disney's Polynesian Villas & Bungalows described as: An undivided 0.3211% intsrest in Unit 82 of the Disney's Polynesian Villas & Bungalows, a leasehold condominium (the =Con- dominium"), according to the Declaration of COn- dominium thereof as re- corded in Official Records Book 10857, Page 4004, Public Records of Orange County, Florida and all amendments thereto (the 'Declaration') The default giving rise to these proceedings is the failure to make payments as set forth in the Mortgage encumbering the Timeshare Ownership Interest as recorded in the Official Records of Orange County, Florida. The Obligor has the right to object to this Trustee proceeding by sewing written objection on the Trustee named below. The Obfigor bas the nght to cure the default and any junior interestholder may redeem its interest, for a minimum period of forty- five (45) days until the Trustee issues the Certificate of Sale. The Uen may be cored by ~ndjng certified funds to the Trustee payable to the Lienholder in the amount of $30,975.65, plus interest (calculated by multiplying $9.63 times the number of days that have elapsed since January 7, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. Nicholas A. Woo, Esq. Valerie N. Edgecombe Brown, Esq. Cyuthia David, Esq. Michael E. Cadeton, Esq. David Crerner, Esq. as Trustee pursuant to Fla. PAGESB Stat. 721.82 P O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Telecopier: 614-220-5613 Jan. 25; Feb. 1, 2019 P 854003 NON JUDICIAL PROCEEDING TO FORECLOSE CLAIM OF UEN BY TRUSTEE FILE NO.: 18-018045 VISTANA DEVELOPMENT, INC A FLORIDA CORPORATiON, Uanholder, ~30 RUNCO (DECEASED) MARIA RUNCO Obligor TRUSI"EE'S NOTICE OF FORECLOSURE PROCEEDING TO: Maria Runco 59 East Road Blauvalt, NY 10913 YOU ARE NOTIFIED that a TRUSTEE'S NON-JUDICIAL PROCEEDING to enforce a Uen has been instituted on the following Timeshara Ownership Interest at Vistana Spa Condominium described as: Unit Week 31, in Unit 0410, in Vistana Spa Condo- minium, pursuant to the Declaration of Condo- minium as recorded in Of- ficial Records Book 3677, Page 0335, Public Records of Orange County, Flor- ida end all amendments thereof and supplements thereto ('Declaration') The default giving dsa to these proceedings is the failure to pay condominium assessments and dues resulting in a Claim of Lien encumbering the Timeshars Ownership Interest as recorded in the Official Records of Orange County, Florida, The Obligor has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obliger has the right to cure the default and any junior interestholder may redeem its interest, for a minimum period of forty-five (45) days until the Trustee issues the Certificate of Sale. The Uen may be cured by sanding certified funds to the Trustee payable to the Uenholder in the amount of $1,657.30, plus interest (calculated by multiplying $0.38 times the number of days that have elapsed since January 15, 2019), plus the costs of this proceeding. Said funds for cure or redemption must be received by the Trustee before the Certificate of Sale is issued. David Cramer, Esq. Valede N. Edgecombe Brown, Esq. Cynthia David, Esq. Nicholas A. Woo, Esq. Michael E. Cadaton, Esq. as Trustee pursuant to Fla. Stat. 721.82 R O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Talecopiec 614-220-5613 Jan. 25; Feb. 1, 2019 P 855101 NON JUDICIAL PROCEEDING TO FORECLOSE CLAIM OF UEN BY TRUSTEE FILE NO.: 18-018799 VISTANA DEVELOPMENT, INC A FLORIDA CORPORATION, Uenholder, VS. PAULA A. GILOOLY Obligor TRUSTEE'S NOTICE OF FORECLOSURE PROCEEDING TO: Paula A. Gilooly 14 Killarney Court Saratoga Springs, NY 12866 YOU ARE NOTIFIED that a TRUSTEE'S NON-JUDICIAL PROCEEDING to enforce a Uon has been instituted on the following Tirneehere Ownership Interest at Vistana Falls Condominium dascdbed as: Unit Week 14, in Unit 0223, an Annual Unit Week in Vistana Falls Condomini- um, pursuant to the Dec- laration of Condominium as recorded in Official Records Book 3340, Page 2429, Public Records of Orange County, Rorida end all amendments thereof and supplements thereto ('Declaration') The default giving rise to these proceedings is the failure to pay condominium assessments and dues resulting in a Claim of Lien encumbering the TImeshere Ownership Interest as recorded in the Official Records of Orange County, Florida. The Obligor has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The Obligor has the right to cure the default and any junior interestholder may redeem its interest, for a minimum period of forty-five (45) days until the Trustee issues the Certificate of Sale. The Lien may be cured by sending certified funds to the Trustee payable to the Lienholder in the amount of $1,754.75, plus interest (calculated by multiplying $0.42 times the number of days that have elapsed since January 21, 2019), plus the costs of this proceeding. Said funds for cure oi" redemption must be received by the Trustee before the Certificate of Sale is issued. Cynthia David, Esq. Valerie N. Edgecombe Brown, ESq. Nicholas A. Woo, Esq. Michael E. Cadeton, Esq. David Cramer, Esq. as Trustee pursuant to Fla. Stat. 721.82 P. O. Box 165028 Columbus, OH 43216-5028 Talephone: 407-404-5266 Talecopien 614-220-5613 Jan. 25; Feb. 1, 2019 P 855135 NON JUDICIAL PROCEEDING TO FORECLOSE CLAIM OF UEN BY TRUSTEE FILE NO.: 18-021437 VISTANA DEVELOPMENT, INC A FLORIDA CORPORATION, Lienholdar, VS.